Select the right Debt Relief Program

Debt relief program can anchor you down if you are struggling in the sea of debts. Your debt woes will be eliminated if you select an appropriate debt relief program like debt settlement, debt consolidation, credit counseling and bankruptcy according to your current financial state. The credit counselor will help you to assist in order to reduce your outstanding balance as well as the interest rate on it. But if you are unable to select an authentic debt relief program then you can worsen your financial situation. Therefore, look for a debt relief plan that will help to recover you… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - February 9, 2011 at 12:30 pm

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Dining on a Dime: Super Bowl Discounts and Other Deals

photo: Robert S. Donovan Cooking at home is the best way to save cash, but it’s nice to go out sometimes, too. Check out Frugal Foodie every Friday for a selection of the latest coupons for casual and fancy fare. This week: Super Bowl discounts on pizzas, pasta and party platters, among other deals. 1. Papa John’s Sign up for the chain’s free rewards program by game time on Super Bowl Sunday, and get 25 points – enough for a free large, three-topping pizza – if the game goes into overtime. Points can be used through June 30. (EatDrinkDeals.com… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - February 4, 2011 at 11:44 am

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Saving IS Investing

One common question I get from readers appears in this type of email: Dear Trent, My husband and I are finally on the path to financial freedom. We have only a debt or two remaining and have built up an emergency fund. We would like to start investing. Please tell us how. Signed, Sally Saver When I read this email, I know what they’re looking for. They have money beyond what they feel that they need in an emergency fund that’s just sitting in a savings account and they’d like to feel as though they’re doing something more useful or… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - at 10:04 am

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Secure Your Sensitive Data

I recently ran across an interesting new story about Minnesota Vikings wide receiver Bernard Berrian, who lost his Blackberry while in Las Vegas last fall. Apparently the couple who found it were trying to extort money out of him or they would sell the phone to the “highest bidder.” According to the report, Berrian stores “financial and account information and his Social Security number on the device” as well as access codes to his home, photos of his daughter, and “other personal photographs and video [of himself] and third parties not intended for public distribution. While it’s quite possible that… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - at 10:04 am

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Found an Old Paper EE Savings Bond

Here’s a blast from the past. I think I was reading an article about how savings bonds stop earning interest after 30 years, and so I asked my mom if she bought any bonds when I was born. I don’t know why, I figured that’s just what people did back then. It turned out she did, and the earliest bonds happen to stop earning interest next month. She dug them out of storage, and sent me a scan of them: She bought an EE savings bond with a face value of $ 100 for the purchase price of $… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - at 8:05 am

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Groupon: Barnes & Noble $20 Value for $10

Not quite as good as Amazon.com, but Groupon is offering a $ 20 gift certificate to Barnes & Noble for $ 10. Valid either in-store or online at BN.com. Valid on sale items. Expires 4/11, which means on that date the value goes down to $ 10. You can usually get free shipping once you reach $ 25 total online as well.

Be the first to comment - What do you think?  Posted by Robert Wilkinson - at 6:04 am

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The Bedtime Routine: Saving Money While You Sleep

Every night before I go to sleep, I go through a pretty straightforward routine. I start at the bottom of the house in the laundry room, the farthest place from our bedroom, and head upstairs slowly, doing lots of little things along the way. This routine takes about three minutes. Most nights, I estimate that my actions during that routine save me about three dollars or so, all told. That’s $ 60 take home per hour of effort if you want to think of it in terms of wages. It’s a pretty sweet deal. What does that routine encompass? I… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - at 4:04 am

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Two Friends with Foreclosed Homes

We've recently had two friends have their homes foreclosed on. One was due to a "mix up with paperwork" with the bank (I don't know the details other than the bank ended up with the house) and one was a simple foreclosure (as far as I know.) It's been pretty shocking because even though we don't know either couple closely, we do know them -- and they are the first we've known to be hit with home losses in this way. There were 1 million foreclosures last year -- and it looks like the worst is yet to come.… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - at 2:05 am

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