October 19th, 2009
If you own a car, motorcycle or any motorized vehicle, you need insurance to cover those unfortunate accidents that may happen. No matter how careful you are, bad things happen.
Perhaps the driver of the car behind you is a little too busy talking on the cell phone and not really paying attention or you happen to park your car near
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October 19th, 2009
This week’s Personal Finance Hour will feature a chat with Jeremy from GenXFinance.com. In his day job, he’s a retirement planning specialist for a large 401(k) provider. Participants of the plan that he services usually come to him for advice on what to do and today we, despite not being participants of the plan he services, will turn to him ...
October 19th, 2009
Over the upcoming week, I’ll be posting a series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? I’ll be recounting some of my own stories – and some stories from readers – along the way.
“Maddie” writes in:
My husband and I stayed ...
October 19th, 2009
Most people do not put enough thought into how much their credit cards are really costing them. Sure, you may think that you are aware of all of the costs associated with credit, but there are also a number of fees and charges that can go completely unnoticed among consumers until it is far too late. If you do not ...
October 19th, 2009
Over the weekend, I finally got around to reading this Time magazine article about Why It’s Time to Retire the 401(k) which has been getting some buzz. The author promotes bringing back what I call “portable pensions” to replace the employee-controlled 401(k) plan, which would guarantee say 50% of your last year’s salary for the rest of your ...
October 18th, 2009
With Halloween just around the corner, it’s time to start thinking of ways to fashion a costume that is creative without being expensive. I’ve created a list of 25 Halloween costumes that can be made with things you have around the house and maybe a purchase or two from the dollar store. Some of these costumes are ones I’ve actually ...
October 18th, 2009
As you might remember from a few days ago, my money vice is vacations. So I’m always on the lookout for things that will make our travel cheaper, which included signing up for the Travelzoo Top 20 deals email newsletter.
I’ve been getting the weekly emails, plus some unscheduled last-minute offers or promotions, for the last few months and the ...
October 18th, 2009
Every other Sunday, The Simple Dollar reviews a personal development, personal productivity, career, or entrepreneurship book.
Since starting The Simple Dollar, I’ve gradually developed the belief that the reason many people get into financial trouble is that their lives become overwhelmingly complicated. Attempting to balance a career, a marriage, a family, relationships with friends, hobbies, community responsibilities, and so forth ...
October 18th, 2009
While no one can look into a crystal ball and determine where they will be financially in twenty, thirty or forty years, there are some early warning signs that may indicate that the future might be a bit gloomy. The key to successfully preparing for your future is to avoid known behaviors that can be disastrous to your finances. Here ...
