August 15th, 2010
Whenever I’m traveling in new circles or meeting groups of people I don’t know well, the conversation usually turns into discussion of what everyone does professionally. When I explain that I’m a writer and mention The Simple Dollar, it’s not long before people at the table are usually tossing money-saving tips at me of all kinds.
A few weeks ago, ...
July 20th, 2010

I had a really bad banking experience last week – actually, it took place over 7 days and is still not quite over. I was going to blog about it and rat out the bank, but then some halfway decent customer service changed my mind. When I logged into my account today and saw YET ANOTHER FEE, I changed it back ...
May 7th, 2010
Fixed annuities have a lot of appeal to people who have a distaste for market fluctuations and like to play it safe. By purchasing a fixed annuity you invest a certain amount of money and in turn either receive checks periodically or take home a lump sum at the end of the term — e.g., income annuity vs. deferred annuity. ...
March 24th, 2010
Budget. To some people, budget is a dirty, ugly, disgusting word. It was the same for me. I?ve tried using several different budgeting methods in the past using anything from spreadsheets to budget building software. All of them left me frustrated at the end of the month.
I?d use them for maybe a month or two and then decide that I ...
February 5th, 2010

The first full month of my new zero-based budget was a success. My new budget plan is to set aside the amount of money I plan to spend at the beginning of the month in my checking account and any deposits are sent to my money market account. Once the money in my checking account is gone, I can’t spend ...
February 4th, 2010
Share This
You’ve heard the story of the lottery winner who burns through his millions like Monopoly money and ends up in a trailer park. And if you haven’t, here’s a roundup of eight such cautionary tales.
It’s an appealing story. You and I are never going to win the lottery, so we can tell ourselves, hey, I’d never be ...
February 3rd, 2010
Share This
(DaveyNin)
Local economies are historically the biggest victims of recessions. When the market takes a turn for the worst, it is local shopkeepers, restaurant owners, hotels and other merchants who feel the squeeze most personally. Accordingly, most cities are eager for any economic stimulus they can get. Over the years, one of the great economic boons to ...
January 21st, 2010
January is the first month of my new budgeting method. As mentioned in my 2010 Financial Goals post, my goal is to budget my expenses for the current month based off of the prior months income. Basically, each month, I deposit the amount of money I plan to spend for that month in my checking account. At the end of ...