Musical Bills b/w Treading Water

Katie writes in:

The article on budgets was *great.* I’ve long felt guilty for not doing the whole formal budget thing, especially since I always liked and did well at math. (Like you, however, spreadsheets cause my eyes to roll back in my head.)

But here’s a question/comment on one bit. You said: “First, this doesn´t work if you´re already spending more than ...

What’s Necessary? What’s Not Necessary?

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Naomi is trying to get a good picture of her actual spending and is using a very good process to get there. She’s run into a bit of a snag, though.

I have reached a month of collecting receipts and preparing to organise it all in an Excel spreadsheet. Categorising by what type of expense will not be the difficult ...

Best Money Tips: Free Ways to Teach Kids about Music

Welcome to Wise Bread’s Best Money Tips roundup. Today, we tell you how to stay within budget when teaching your child about music, why eggplant makes a killer pizza, and what you ...

Getting Real Value from Budgets

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When I reached my financial bottom in April 2006, one of my first responses was to simply start reading a lot about personal finance. I checked out a pile of books from the library on personal finance and tackled a lot of different suggestions from those books, along with some of my own ideas that I came up with ...

Ask the Readers: Do You Honestly Follow a Budget? (Chance to win $20)

Everyone claims to know about budgeting. Many more will say that they have one, and just as many will swear that they follow it. But do they really? Does following a budget ...

College Dorm Room Decorating and Furnishing Ideas for Less

cheap dorm room decoration

Most dorm rooms are on the basic side and all you’ll usually get is the bare minimum in terms of furniture and decoration. They tend to be impersonal but putting your own stamp on the place can quickly become a challenge for a couple of reasons. Firstly, there’s the all-important money issue. Most students are not exactly rolling in dough ...

8 Things You Might Not Know About Your Cell Phone Service

With so much technology literally at the tip of our fingers, it is easy to get sucked onto the information highway and wind up blowing a budget just to keep up with the flow of traffic. We all want the latest and greatest stuff but what you don’t know  (and don’t really need) is what could be hurting you in the ...

Best Money Tips: What $1 Trillion Would Buy

Welcome to Wise Bread’s Best Money Tips roundup. Today, we ask about the impact of having a $1 trillion deficit, share 9 ways to cook with foil, and tell about a surprisingly ...

Join Our Tweetchat on 07/15, 4pm CDT for a Chance to Win Prizes

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Join our Tweetchat today from 4:00 – 4:45 pm CDT for lively conversation and a chance to win prizes! Today we’re talking about frugal fitness — how do you ...

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