How to Have a No-Spend Weekend

Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe you just hate to see ...

Top 3 Things to Learn About Personal Finance

Regardless of your age, position in life, or your financial goals, there are a few things that we all need to learn about personal finance. Once you have the basics down, everything else can just flow naturally. These tips are the strong foundation upon which you can build your financial future. It is never too late to learn about personal ...

Debt Reduction and Elimination Ads: The Real Scoop

Iris writes in:

I was wondering if you could comment on the debt reduction/elimination ads I keep seeing on tv. Are these companies reputable? Are they doing anything that I can’t do myself? I would hate to pay a huge fee for something I could do myself. I would really like to reduce our debt load so ...

Will You Be My Budget Valentine?

Retailers aim for your wallet, pushing romantics to buy now.

Why do so many personal-finance sites focus on spending LESS?

Why do so many personal-finance sites focus on spending LESS?

106 comments — written on January 27th, 2010 (10 hours ago)

I’m in the middle of my private Earn1k course this week before announcing something next week.

I was doing a live webcast last night and I was trying to make a point, but I wasn’t sure how to say it.

It seems like ...

Drink Great Wine on a Budget

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Unless you’re a real wine aficionado, you probably lack the confidence to know which of those bottles of wine on-sale at the local BevMo are a bargain and which deserve the appellation, two-buck-chuck. That’s why we’ve asked ...

Trimming the Average Budget: Personal Care and Hygiene

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. You’re invited to mention in the comments the tips that you found to be the most useful for inclusion in a comprehensive budget trimming ...

Trimming the Average Budget: Alcoholic Beverages

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. You’re invited to mention in the comments the tips that you found to be the most useful for inclusion in a comprehensive budget trimming ...

Saving Money with Your Credit Cards pt 1

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When it comes to personal budgeting, we tend to try to think of ways that we can cut corners while cutting down on any frivolous expenses in our lives. What many people are not apparently aware of however is that you can actually make use of credit cards to help to reduce your budget as well.

So can credit cards really ...

Trimming the Average Budget: Miscellaneous (Including a Surprising Biggie)

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. You’re invited to mention in the comments the tips that you found to be the most useful for inclusion in a comprehensive budget trimming ...

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