Posts Tagged ‘Cash Flow’

Reader Mailbag: Emotional Control

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Costs of going to seminary 2. Is vehicle trade worth it? 3. Are we doing okay? 4. Roth IRA versus Roth 401(k) 5. Dealing with an overzealous client 6. Best “safe” option for money 7. Cash flow in big city 8. Wedding versus emergency fund 9. Habits for handling life instability 10. Frugal video gaming habits One of the biggest challenges of parenting – at least for me – is teaching… Read the whole article...

Why I Dislike Real Estate as an Investment

There are two parts to any investment – cash flow and equity appreciation. Cash flow refers to how much money the investment generates and equity appreciation is how much the investment itself grows in value. When you look at real estate, cash flow refers to any rents you can earn and equity appreciation refers to any increase, or decrease, in the property’s value. In the last few years, real estate has taken a huge hit because prices simply grew too quickly, financially incapable people were given loans they couldn’t afford, and the myth that “buying… Read the whole article...

Better Budgeting Software: YNAB or Quicken?

I lately received an e-mail from Reader Donald asking if I could do a immediate comparison in between You Need A Budget (YNAB) and Quicken. Getting lately used both to write a YNAB review and a Quicken 2010 review, I was familiar with both and could effortlessly share my ideas. To add a small colour to the discussion, which I hope you’ll join in on, is that Donald does his taxes utilizing TurboTax and the potentially seamless integration of Quicken and TurboTax “hobbles” him from purchasing YNAB. Also, he has but to get benefit of… Read the whole article...