Posts Tagged ‘Consumers’
With so many different types of insurance policies available to consumers today, it is often difficult to determine which are necessary and which are a waste of money. As a general rule, insurance is the type of protection you purchase with the hopes of never having to use it. No one wants to be in a car accident or become sick, however having insurance in the event such incidents occur can be lifesaver for your budget. The same is true for short term disability insurance. This type of insurance is often overlooked when consumers consider necessary insurance coverage. Unfortunately, while…
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Budget, Car Accident, Consumers, Flickr, Insurance, Insurance Disability, Photo, Salary, Short Term Disability, Short Term Disability Insurance, Term Disability Insurance, Term Insurance, Types Of Insurance, Types Of Insurance Policies, Waste Of Money
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Over the past few years, consumers have been increasingly aware of the importance of a credit score. If you plan to borrow money (i.e., car loan or mortgage), your credit score is a major factor that determines your ability to get the loan and the interest rate you are eligible for. With a better credit score, you will be able to enjoy the best rates available. Your credit score could even impact your insurance rates and your ability to get certain jobs. As such, it is a good idea to learn as much as you can about this…
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Car Loan, Consumers, Credit Bureaus, Credit Reporting Agencies, Credit Reports, Equifax, Experian, Experian Credit, Free Credit Report, Insurance Rates, Interest Rate, Mortgage, Number 1, Safe Side, Transunion Credit Score
Over the past few years we have witnessed a complete one-eighty in the way both credit card companies operate and the way consumers are using credit cards. Prior to the recession, credit card companies were practically giving away credit to anyone and everyone regardless of their ability to repay the debt. Consumers armed with easily obtained and in some cases excessive amounts of credit often made mistakes in the managing of that credit.
Photo by Gothem City via Flickr
When the recession hit, several things happened. Consumers began to fall behind on credit card payments or found themselves unable to…
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APR, Bad Credit, Consumers, Credit Card Payments, Credit Photo, Credit Score, Credit Scores, Default Rates, Flickr, Gothem City, Lenders, New Accounts, Poor Credit, Privilege, Recession, Signs, Using Credit Cards, Variable Rates
Did you watch any television last night? If so, then you probably saw at least one ad for some type of debt relief. And with all these businesses making bold promises to help consumers, it’s no wonder people are confused when searching for help with debt. Which can make them simple targets for debt relief scams.
Photo by Orin Zt by way of Flickr
Financial debt Relief Scams
Now, most businesses are honorable (or at least not intentionally dishonest), and will help these who sign up for their services. And some people claim “scam” when in fact it was partly…
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Consumers, Debt Consolidation Credit, Debt Counseling, Debt Management, Debt Settlement, Online Forums, Orin, Scammers, Scams, Stranger, Targets, Tax Debt, Television
By Linsey Knerl
Welcome to Wise Bread's Best of Personal Finance roundup. Today, we tell you the best stuff not to buy in bulk, how to make a stellar breakfast pizza, and how health reform will affect you in 2010.
Top 5 Articles
Best Stuff NOT to Buy in Bulk — Beware the allure of savings when dealing with this list of products. You may not be getting your money’s worth! MainStreet
How Health Reform Will Affect Consumers in 2010 — It’s a long bill, but these 700 words can go a long way to helping explain the new changes!…
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Allure, Cbs, Consumers, Dishes, Hack, Health Reform, Linsey, Mainstreet, Mdash, Personal Finance, Photos, Restaurants, Roundup, Scoop, Vegetables
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(futureatlas.com)
Mobile banking has been a blessing to anyone who values quick, painless money management. Here in the United States, the ability to check account balances and transfer money via mobile phone has reduced the need to bank at physical branches (never a fun task), or even sit in front of a computer. However, in emerging economies, mobile banking means something far more profound. While mobile banking is chiefly a matter of convenience in the developed world, for emerging economies it is…
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Account Balances, Circumstances, Closer Look, Consumers, Convenience, Emerging Economies, Emerging Markets, Market Share, Mint, Mobile Banking, Money Management, Shape, Transfer Money
There are two new trends in the banking world that may actually be very dangerous for consumers. Long term personal loans and interest only loans are gaining in popularity, especially in the wake of the housing crisis. While these may seem to be a great option at the time, there are many risks from these loans that should be avoided if at all possible. If you’re considering refinancing your home to an interest only loan, or if you are looking at getting a personal or car loan, it is very important to understand exactly what you are getting into…
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Benefit, Car Loan, Consumers, Face Value, Interest Only Loans, Interest Rates, Kicker, Lot, Money Help, Personal Loans, Popularity, Principle, Property Values, Selling Your Home
Want to check your credit score to start off the new year? Here’s a current coupon for real FICO scores and all other credit products at myFico.com. Use the promotional code SURVEY30 to get 30% off and a FICO score for about $11, the best discount currently available:
The code is good until December 30th, 2009 (although try it as it may still work even after that date). As a backup, you can also get 26% off with the codes DECEMBER26 or 26UNTIL2010 until 12/31/09.
Experian no longer allows Fair Isaac to sell FICO scores to consumers at…
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