Are You Aware of the Most Common Credit Threats?
Categories: Uncategorized Tags: Bankruptcy Filing, Cbs, Closer Look, Consumer Credit, Credit Card Debt, Credit Score, Credit Scores, Different Things, Fico, Filing For Bankruptcy, Late Fees, Late Payments, New Laws, Occurrences, Periods, Poor Credit, Unemployment
6 Things to Negotiate When Buying a House
Categories: Uncategorized Tags: Air Conditioning, Buying A House, Credit Card Debt, Credit Score, Downstairs, Flickr, Good Time, Home Inspection, House Hunting, Housing Market, Interest Rate, Paint, Plumbing, S Market, Stable Job, Thousand Dollars
The Amazing Power of Compound Interest
Categories: Uncategorized Tags: 10 Years, Apy, Bearing, Boon, Certificates Of Deposit, Credit Card Debt, Dividend, Finance Charge, Habit, High Yield Savings, High Yield Savings Account, Invest Money, Money Choices, Power Of Compound Interest
Best Places to Purchase Textbooks for Students
Categories: Uncategorized Tags: Amazon, Amount Of Time, College Students, Credit Card Debt, Decade, Good Deals, Heck, Local Library, Mail, Pointers, Student Loan, Textbooks, Van Nuys
Other People’s Priorities Don’t Have to Be Your Priorities
Kelly writes in: In the past three months, I’ve paid off all but $2,000 of my credit card debt. I feel happier about my money than I have in a long time. The only problem is that my social life seems to be falling apart. I don’t have as much interest in the things my friends are spending their money and time on and I find myself doing other things a lot. What do you suggest? Bear with me for a second as I go down a bit of a strange road. I’ll admit it. I’m not a good housekeeper,… Read the whole article...Categories: Uncategorized Tags: Automobiles, Credit Card Debt, Financial Stability, Friends, Friendships, Housecleaning, Housekeeper, Housework, Long Time, Mint, People, Priorities, Three Months
Getting Out of Debt Quickly pt 2
Categories: Uncategorized Tags: Apartment, Auto Insurance, Banks, Credit Card Debt, Credit Cards, Credit Reporting Agency, Debt Trap, Getting Out Of Debt, Good Shape, How Much Money, Insurance, Insurance Home, Interest Credit Card, Interest Rate, Jobs, Lending Institutions, Loans, Step 3, Transunion Credit Score
Seven Rational Things to Do When Financial Panic Hits
I originally included this email in the reader mailbag this morning, but my answer to Susan’s email (below) went on so long that I thought it warranted a post of its own. Yesterday my husband found out he has lost his job. We don’t know what to do. He was making $38,000 a year as an IT specialist. I make about $36,000 a year as a school teacher. We have about $10,000 in credit card debt spread across three cards and a $1,300 a month mortgage payment. We don’t have anything saved either other than some retirement account money. I… Read the whole article...Categories: Uncategorized Tags: Choices, Credit Card Debt, Deep Breath, Email, Financial Panic, Financial Situation, Horns, Look For A Job, Mortgage Payment, Paycheck, Playing Video Games, Reader Mailbag, Retirement Account, Searching For A Job, Spare Time, Turtle, Watching Television
Pay Off Debt or Invest? Think About Your Rate of Return
Andrew writes in: My girlfriend and I bought a home last year and qualify for the First Time Homebuyer Credit. When you include my share of this, I will be getting back around $4500 in my tax refund. This is a lot of money to me and I’m trying to decide what to do with it. About half will go toward an engagement ring, but I’m torn between investing the other half or paying off my $2,000 in credit card debt. I currently have a very low APR on the credit card and can pay more than the minimum each… Read the whole article...Categories: Uncategorized Tags: Advice, Credit Card Debt, Credit Debt, Girlfriend, High Interest, Interest Rate, Invest, Investment, Percentage Return, Rate Of Return, Stock Investments, Stock Market, Tax Refund, Time Homebuyer