How to Pay Off Credit Card Debt When Your Income is Irregular

I’ve always been very careful to live within my means and not take on any significant amount of debt but around six months back, I learned the hard way that this isn’t always enough to keep you in the black. My beloved cat suddenly got very sick and I instinctively knew that I’d do whatever it took to help her. Everything ...

Should You Live at Home While Attending College?

One of the biggest decisions that college freshmen need to make is whether or not to live at home while attending college. If your university is far away from your home town, the decision is a pretty easy one, since you don’t have much choice. However, if you are attending school within an hour of your home, the decision has ...

Are You Aware of the Most Common Credit Threats?

The Associated Press reports a new finding by FICO, Inc. that 25.5 percent of consumers, or nearly 43.4 million people, currently have a credit score of 599 or less. With a quarter of the nation suffering from credit card debt and poor credit scores, it’s obvious that many are not aware of the number of factors that can lower ...

4 Ways The New Credit Card Rules Can Benefit You

After what we’ve all been through with the recession, the good to come out of it is that many of us have vowed to stop spending foolishly using credit — and even better we seem to be sticking to that vow. Families are struggling to keep it together and pay off the bills. It hasn’t help that credit card companies ...

The Simple Dollar Time Machine: June 5, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine.

One Year Ago ...

6 Things to Negotiate When Buying a House

curb appeal

Even though there are some scattered signs that the housing market is picking up, in most areas, it is still very much a buyer’s market. That means that you have some pull when it comes to buying a house. So, if you have low credit card debt, a good credit score, a decent down payment, and a stable job, now ...

What Happened to Personal Responsibility?

This post may rub some people the wrong way and I’m sorry about that but it’s how I feel. I’m getting so tired of people blaming others for their problems. I think this country, and the world as a whole, would be much better off if everyone just accepted responsibility for their actions.

What ever happened to personal responsibility? Why ...

Announcing My Upcoming Book – The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams

As many of you know, over the last year, I’ve been writing a book outlining the specific details of how exactly I went from being tens of thousands of dollars in debt and working at a job that caused me to miss my family and made me long for the career I wanted to doing exactly what I wanted to ...

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