March 8th, 2010
My two year old daughter is showing a tremendous nascent interest in making music. She sings constantly. She uses her hands as percussion all the time on her knees, on the table, and anywhere else she can use them. She climbs up to our keyboard and attempts to play songs.
Right now, I’m trying to figure ...
March 7th, 2010
Jennifer writes in:
Yesterday, I received a notice from [my credit card company] that my credit limit had been lowered from $10,000 to $4,000 on my primary credit card. I was immediately worried that my credit had been damaged by identity theft, so I checked it on annualcreditreport.com and there was nothing there at all. I’ve always paid all ...
March 7th, 2010
If you are swimming in a sea of bad debt, keeping your head above water can be incredibly difficult. Thanks to our consumer culture, the availability of credit cards and a general lack of concern for what debt means, many people find that their bad debt is out of control. Luckily, there are a few easy solutions that anyone can ...
March 5th, 2010
People usually agree that checking your credit report regularly is a good idea, but after downloading all my credit reports just now I found out that I had overdue library fees of $40 from my old city and they sent me to collections! I am 99.9% sure I returned them. I received no mail notices and ...
March 2nd, 2010
This is part 2 of a 4 part series on getting out of debt quickly. Make sure that you read all four parts in order to get the most out of this sequence of hints on getting yourself or your family out of the debt trap.
Next you are going to want to try to consolidate all of your debt onto ...
February 27th, 2010
FICO scores, maintained by the Fair Isaac Credit Organization, are calculated from a number of different pieces of credit data that is found within your three credit reports. There are five different categories of data that this information can be grouped into. There are specific percentages that reflect how important each individual category is when it comes to determining your ...
February 19th, 2010
This is part one in a two part series about credit card debt and where we actually stand as a nation when you consider the pure numbers. You have probably heard figures like “The average American carries more than $8,000 in credit card debt on average.” But what does this figure mean, exactly? This is a figure that is frequently ...
February 10th, 2010
I saw this over at How I Save Money who saw it at Budgets Are Sexy who saw it at over at Automatic Finances. I thought it was a pretty cool idea so I figured I’d steal it and do my own post on it.
(1) How do you spend: cash, debit or credit? The majority of my transactions are made
...
February 8th, 2010
If you were to build your personal finances from the ground up, the checking account would be the first “product” you’d pick. If you’ve ever drawn your financial network map, you’ll remember that the checking account is the spoke in your primarily hub-and-spoke layout. Your paycheck is deposited into your checking account, your savings accounts are linked to your checking ...
February 7th, 2010
This guest post from Lizzie is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success.
Confession time: I read Get Rich Slowly on a daily ...