Review: Financially Stupid People Are Everywhere
Categories: Uncategorized Tags: Alphabet Industry, Automobile, Automobiles, Cars, Castles Kelly, Consumer Credit, Credit Cards, Credit Cars, Element, Every Sunday, Finance, Financial Disasters, Financial Success, Jason Kelly, Job, Loans, Personal Finance Book, Phenomenon, Sucker, Time Money
The Debate Between Debit Cards and Credit Cards
Categories: Uncategorized Tags: Credit Accounts, Credit Card Fees, Credit Card Industry, Credit Cards, Credit Score, Debit Cards, Flickr, Flickr Despite, Monthly Expenses, Nilson Report, Overdraft Fees, Paycheck, Payday Loans, People, Reinvention, Reputation, Responsible Manner, Using Credit Cards
Promises, Promises (To Yourself)
Connie writes in with a great question whose answer got far too long for the Mailbag: My biggest problem with money is that I lie to myself. I keep telling myself everything is going good and at first it is. Then I start slowly falling back into old habits but I keep telling myself everything is good. Eventually, everything is worse than before but I still keep saying everything is good, and then I’ve racked up thousands of dollars on the credit cards again. I don’t know what to do anymore. I think that lying to ourselves is something we… Read the whole article...Categories: Uncategorized Tags: Connie, Credit Cards, Difficult Situations, Extent, Guise, Little Bit, Losing Weight, Mediocrity, People, Personal Hobbies, Self Confidence, Thousands Of Dollars, Time Management, Treading Water
Best Money Tips: Survivor’s Guide to Stockpiling Food
Categories: Uncategorized Tags: 3 Ways, Coupons, Credit Cards, Dad, Mdash, Money Tips, Panda, Right Direction, Roundup, Translate, Travel
Why Was My Credit Limit Lowered?
Jennifer writes in: Yesterday, I received a notice from [my credit card company] that my credit limit had been lowered from $10,000 to $4,000 on my primary credit card. I was immediately worried that my credit had been damaged by identity theft, so I checked it on annualcreditreport.com and there was nothing there at all. I’ve always paid all of my bills on time and my life has been pretty much normal and unchanged for a long time. Why would they make this change? I’m not concerned about reaching my credit limit, but that reduction in my limit does alter… Read the whole article...Categories: Uncategorized Tags: Business Practices, Credit Card Bills, Credit Card Companies, Credit Card Company, Credit Card Industry, Credit Card Issuers, Credit Cards, Credit Rating, Credit Ratio, Credit Score, Debt Ratio, Decade, Downturn, Identity Theft, Long Time, Negative Impact, Typical Scenario
Getting Out of Debt Quickly pt 2
Categories: Uncategorized Tags: Apartment, Auto Insurance, Banks, Credit Card Debt, Credit Cards, Credit Reporting Agency, Debt Trap, Getting Out Of Debt, Good Shape, How Much Money, Insurance, Insurance Home, Interest Credit Card, Interest Rate, Jobs, Lending Institutions, Loans, Step 3, Transunion Credit Score
Does a Credit Score Matter to Someone Living a Debt-Free Lifestyle?
Mary writes in: My husband and I have been debt free for seven years. Hooray! We cancelled all of our credit cards in 2001 and paid off our home mortgage in 2002. A few weeks ago, our homeowners insurance premium went up substantially. I called our agent to ask why and he told me that our premium was automatically raised because our credit score was low. I got worried and checked our credit report at annualcreditreport.com (as you suggested before) and found nothing at all on our credit report. So, I called our agent back and told him the story.… Read the whole article...Categories: Uncategorized Tags: Credit Cards, Credit Report, Credit Score, Debt Free, Free Lifestyle, Home Mortgage, Homeowners Insurance, Insurance, Insurance Company, Insurance Premium, New Insurance, Risk Category, Seven Years