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Posts Tagged ‘Credit History’

5 Expenses to Ditch After Age 30

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Climb out from beneath the covers and face the harsh light of day: You're 30. Surprisingly, it isn't the end of the world. In fact, consider it an opportunity to shed some of the bad habits and poor financial decisions of the past. That's not to say you should run from the last decade of your life. Embrace the all-nighters, corporate climbing, and occasional beer-fueled mayhem that led you to this point. But recognize that while age is just a number, the Big 3-0 can signal a turning point regarding some of the fiscal baggage that may be weighing… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - September 9, 2010 at 11:20 am

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Restore Your Fico Score – Part One

While obsessing over a FICO score is not a good idea, this is a number that will have a lot of bearing in your life. This number determines whether or not you will be able to get a house, a new credit card, or in many cases, whether or not you will be able to rent an apartment. Lenders and businesses are relying on FICO scores more than ever, and it is have never been more important to make sure that your score is where it should be. If you are just starting to build up your credit history,… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - February 12, 2010 at 6:20 pm

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The Pros and Cons of Social Lending

Share This Photo: quaziefoto With faith in banks and credit card companies on the decline, more consumers are turning to social lending as an alternative to existing financial institutions for their borrowing needs. The worst offenders, credit card companies, have been lowering credit limits and increasing penalty fees and interest rates on even their most loyal customers. For this reason, frustrated credit card holders comprise one of the largest sectors looking into lending sites to refinance credit card debt. With interest rates as low as 7.8%… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - January 6, 2010 at 10:20 pm

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Fixing Credit Report Errors

ee; 0478#ff0478#p>A partne had a smallreporrocident. I just began a new job and was heading by way of a track report investigation, which incorporated a evaluation of my credit score score track record. In the plan of that evaluation, the investigator oed there was an provide with listing on the report that I hadn’t formerly disclosed. The set off I by no signifies talked about the provide with is simply because it wasn’t mine. When he knowledgeable me, I feared the worst. I believed I was joining the millions of people who have their identification stolen each… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - August 25, 2009 at 6:20 am

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