Reader Mailbag: Secret Santa
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Basic credit questions 2. How to make money blogging? 3. Favorite podcasts 4. Television compromise 5. Connecting with teens cheaply 6. Overly long “to-do” list 7. Maximizing credit card promos 8. Refinance or not? 9. Quibids? 10. Plant-based snacks This year, I’ve found myself in two different Secret Santa exchanges. When I was younger, I used to worry way too much about what I was receiving. I didn’t want to participate… Read the whole article...Categories: Uncategorized Tags: Compromise, Credit Card, Credit Report, Credit Score, Federal Trade Commission, Fresh Air, Google, Grammar Girl, How To Make Money, Matt Aside, Minimum Payments, NPR, Peek, Perspectives, Planet Money, Q1 Basic, Q3 Favorite, Q4 Television, Rachel Blogging, Reader Mailbag, Recipient, Secret Santa, Simple Dollar Rule, Smile, Snacks, Television, Wait Wait, Word Summaries
Are Credit Monitoring And Identity Theft Protection Worth The Cost?
Categories: Uncategorized Tags: Credit Monitoring, Credit Monitoring Credit, Credit Report, Credit Score, Discover, Extra Services, Flickr Identity Theft Insurance Identity, Fraudulent Activity, Identity Theft Protection, Ing, Mail, Photo, Reputation, Virginia Surety Company, Wages
4 Ways to Flex Your Credit Muscles
Categories: Money Tags: All The Rage, Banking Institutions, Credit Report, Credit Scores, Dashboard, Finances, Onus, Paying Bills, Photo, Sasha, Shape
What is a Good Credit Score?
In general, anything above 700 is considered a good credit score, but it’s not that simple. There are many different credit scoring systems with different scales — not to mention individual lenders have their own criteria. In short, a good credit score depends on the scoring system used and your particular lender. However, you can get a good idea of where you stand by getting your credit score and report. If you don’t know your credit score yet, lets get them now before we continue. Score Get from Cost FICO MyFICO.com $15.95 TransUnion Credit Karma Free Experian Quizzle Free All 3 CreditReport.com… Read the whole article...Categories: Uncategorized Tags: Credibility, Credit Monitoring, Credit Report, Credit Scores, Credit Worthiness, Experian, Fico Score, Good Job, Interest Rates, Lenders, Lt, Mortgage Interest Rate, Reflection, Scales, What Is A Good Credit Score, Year Mortgage
Does a Credit Score Matter to Someone Living a Debt-Free Lifestyle?
Mary writes in: My husband and I have been debt free for seven years. Hooray! We cancelled all of our credit cards in 2001 and paid off our home mortgage in 2002. A few weeks ago, our homeowners insurance premium went up substantially. I called our agent to ask why and he told me that our premium was automatically raised because our credit score was low. I got worried and checked our credit report at annualcreditreport.com (as you suggested before) and found nothing at all on our credit report. So, I called our agent back and told him the story.… Read the whole article...Categories: Uncategorized Tags: Credit Cards, Credit Report, Credit Score, Debt Free, Free Lifestyle, Home Mortgage, Homeowners Insurance, Insurance, Insurance Company, Insurance Premium, New Insurance, Risk Category, Seven Years
Tips To Rebuild Your Credit After Bankruptcy
According to the Wall Street Journal, personal bankruptcy filings are up 32% from 2008. Sometimes, your personal financial situation is so bad, bankruptcy is the only option. While bankruptcy may wipe your financial slate clean, unfortunately, it will also kill your credit score and stay on your credit report for at least 10 years. While filing bankruptcy may hurt your credit for the first few years, you can take steps to rebuild your credit. The first and most important thing to remember is to not to get back in a situation where you end up over your head in debt.… Read the whole article...Categories: Uncategorized Tags: 10 Years, Bad People, Bad Things Happen To Good People, Bankruptcy Credit, Cell Phone Companies, Credit After Bankruptcy, Credit Report, Credit Score, Creditors, Filing Bankruptcy, First Few Years, Health Problems, Jobs, Pay Bills, Personal Financial Situation, Slate, Wall Street, Wall Street Journal
Things to Have Removed from your Credit Report
Categories: Uncategorized Tags: Attempt, Auction, Bankruptcy Credit, Banks, Credit Report, Credit Reports, Credit Score, Lending Institutions, Mortgage Lenders, Mortgage Payment, Mortgage Payments, Period Of Time, Possession
Categories: Money Tags: Blog, Consumer Credit, Credit Bureau, Credit Report, Credit Scores, Credit Scoring, Karma, Mortgage, Ssn, What Is A Good Credit Score