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Posts Tagged ‘Current’

Mint Map: Housing Sales

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Share This The government will tell you that we are coming out of recession and economic recovery is right around the corner. Since the mortgage meltdown could be considered the root cause of the economic downturn, it’s helpful to look at the current housing market to get a sense of whether the recovery is hitting close to home. As prices have continued to drop in cities across the nation, the number of home sales has been increasing in many areas. Especially profound was the dramatic… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - February 24, 2010 at 4:20 pm

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Tips To Survive The Credit Crunch

Today's article is written by guest blogger Trisha Wagner. Does the economy have you feeling down?  It takes a boat load of positive attitude to look at the current credit crunch and not feel a bit of apprehension regarding your finances.  So if you find yourself worrying about what the next several months may have in store, you might find some relief by following these simple tips to help survive during a recession. Diversify- Take this tip from top investors.  Whenever the economy becomes unstable it is best to not have all your eggs in one basket.  Your portfolio… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - February 5, 2010 at 4:20 am

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401k Contribution Limits for 2010

When it comes to 401k contribution limits, or the combined total contribution you can make per year to all of your 401(k) plans including traditional 401(k) plan and Roth 401(k) plan, there are two rules that govern the maximum contribution amount. First is the percentage of your pay that your employer allows you to contribute. For example, if you make $40,000 per year and your employer allows up to 20% of your salary to be used for 401(k) contribution, then your maximum is $8,000. Second is the legal limit allowed by the IRS as shown below. 401(k) Maximum Contribution Limits… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - January 15, 2010 at 2:20 pm

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Cancel Your Sprint Contract Without Penalty – Success Stories [January 2010]

This is just a reminder that as of 1/1/10, Sprint is changing their contracts to add a “Regulatory Charge” of 20 cents per month. Despite the name, this is nothing but an increase in your monthly plan cost, as it is not a consumer tax nor is it required by law. Because of this voluntary fee hike, you can now cancel your Sprint contract without an early termination fee (ETF). You must do this within 30 days of notification (check your billing statement). After some early pushback, it appears that most Sprint reps are now aware of this… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - December 31, 2009 at 8:20 pm

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Double Billing Cycle

One of the ways creditors compute finance charges is the double billing cycle method. This is one of the most costly ways your finance charge can be calculated. How it Works To calculate your finance charge, the creditor uses your average daily balance for the current and previous billing cycles. Let’s assume you have a balance of $500 with an APR of 11.9%. If you make a $200 payment at the end of the month, using the average daily balance method, your finance charge would be calculated like this: (Average Daily Balance * APR * Days In Billing Cycle)… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - November 28, 2009 at 9:20 pm

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