Posts Tagged ‘Decade’

Best Places to Purchase Textbooks for Students

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As a college student, we all know how expensive it is to buy just about anything in our daily lives.  From our daily meals, to our clothing, how the heck are we supposed to afford all of this?  With student loan and credit card debt reaching an all time high per student, I wanted to give you college students some pointers that you can use, in order to save on your textbooks.  Honestly, you can use this strategy on just about any purchase. Photo by Here In Van Nuys via Flickr Get your ISBN / Textbook title Since you want… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - March 16, 2010 at 2:20 am

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Why Was My Credit Limit Lowered?

Jennifer writes in: Yesterday, I received a notice from [my credit card company] that my credit limit had been lowered from $10,000 to $4,000 on my primary credit card. I was immediately worried that my credit had been damaged by identity theft, so I checked it on annualcreditreport.com and there was nothing there at all. I’ve always paid all of my bills on time and my life has been pretty much normal and unchanged for a long time. Why would they make this change? I’m not concerned about reaching my credit limit, but that reduction in my limit does alter… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - March 7, 2010 at 12:20 pm

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Spending Beyond Our Means: US Trade Balance By Decade

Share This How many zeroes are in 690 billion? Most of us need to write it out, just to make sure we’ve got our numbers straight. President Obama can probably tell you in his sleep. He’s presiding over a $690 billion trade deficit, the largest in the history of the United States, both as a number (that’s ten zeroes, by the way) and as a percentage of our country’s GDP (that’s 5%). Our latest infographic takes a look at deficit spending through the decades. A trade… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - February 16, 2010 at 12:20 am

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The New Frugality by Chris Farrell

The New Frugality by Chris Farrell is a new personal finance book that discusses a growing trend in America towards frugality. As we claw our way out of the Great Recession, American families are going back to smarter and safer spending after a near decade at the buffet table of cheap credit. This isn’t a book with a million different ways to pinch a penny, it’s a book that seeks to teach you how to be smarter with your money in actionable ways. For most books, there’s usually one big idea followed by dozens of… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - January 27, 2010 at 12:20 pm

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Action Alerts PLUS Review – Trade Stocks With the Guidance of Jim Cramer

3 Comments As co-owner and writer for TheStreet.com, Cramer has been posting stock market commentary for well over a decade. In 2001, Action Alerts PLUS was created as a service of TheStreet.com so that investors can trade alongside Cramer as he makes investment decisions for his charitable trust stock portfolio. How does Action Alerts PLUS work?Action Alerts PLUS is a subscription service offered through TheStreet.com. The service alerts you by email and through the website when Cramer has recommended that a stock should be bought or… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - at 12:20 pm

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Is Netflix Worth It?

Jenna writes in: My husband and I have been talking about signing up for Netflix, but we’re just not sure if it’s worth the extra monthly bill. Do you have any thoughts or pointers? Sarah and I have been on-again off-again Netflix users for most of the past decade. Our experience taught us a few things about Netflix – and about some broader money and personal issues related to watching DVDs. First of all, Netflix really does what it says that it does. You get DVDs in the mail along with a return prepaid envelope. You can keep the DVDs… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - December 24, 2009 at 10:20 pm

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Debt Warning Signs and How to Get Out

Over the previous decade, an insane amouf financial debt has been wrd up. Household debs substantially eaten up a slice of private income because about the mid 90s. Here are 4 clues that you are carrying too a lot financial debt: Clue 1 - Your financial debt to income ratio is too higher. Your financial debt to income ratio is calculated by dividing your financial debt on a monthly basis by your monthly income. If your financial debt to income ratio is 15 percent, 20 percent or worse, you are definitely in difficulty in accordance to most credit counselors.… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - November 8, 2009 at 6:20 pm

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