Posts Tagged ‘Decades’

The 7 Laws of Negotiation

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By Kentin Waits Sometimes, it takes an economic downturn for folks to rediscover a lost art. I've heard all the buzz lately about people beginning to negotiate the price of everything from new shoes to cell phone plans. When we see companies slashing prices and luring us in with incentives and other goodies, we rightly begin to wonder just how firm the price was in the first place. Finally, America is taking the haggle out of the used car lot and applying it a bit more liberally. For some of us though, the art was never lost, and we constantly… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - March 16, 2010 at 2:20 am

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Spending Beyond Our Means: US Trade Balance By Decade

Share This How many zeroes are in 690 billion? Most of us need to write it out, just to make sure we’ve got our numbers straight. President Obama can probably tell you in his sleep. He’s presiding over a $690 billion trade deficit, the largest in the history of the United States, both as a number (that’s ten zeroes, by the way) and as a percentage of our country’s GDP (that’s 5%). Our latest infographic takes a look at deficit spending through the decades. A trade… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - February 16, 2010 at 12:20 am

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Tips for Paying Off Student Loans

Right now, the student loan industry is going through one of its worst periods in decades. New Federal regulations have forced many banks to stop offering student loans, and students are being forced to either find a direct loan or start paying back what they owe. Enrollment figures are being affected dramatically and right now, many students simply cannot afford to go to school. This problem is extending to those that are already trying to pay on their student loans. It has become harder than ever to consolidate old student loans and the interest rates are not helping matters… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - February 4, 2010 at 2:20 am

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How to Go Into Debt to Get Out of Debt

This really sounds like the ultimate oxymoron, but one of the best ways to get out of debt is to go a little bit further in. What’s that? First, to help this make more sense, let’s clarify – if you need to get out of bad debt, going into good debt will help you pay off those credit cards and make more money. It’s important to understand that there is a huge difference between good debt and bad debt. Going into good debt has some risks, but when managed correctly, you can end up making enough money to quit… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - November 24, 2009 at 1:20 pm

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10 High Paying Jobs That Don’t Require An Undergraduate Degree

Leave a Comment We’re going through one of the tougher recessions in the past few decades, and jobs are very hard to find. Going to school for four years and paying for four years of undergraduate schooling is not on the minds of very many people right now. Survival mode is more on your minds, and one of the biggest misconceptions about finding a career that pays a lot of money is that you MUST have at least a bachelor’s degree.… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - October 28, 2009 at 12:20 am

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Will Replacing 401(k) Plans With Portable Pensions Fix Retirement Planning?

Over the weekend, I finally got around to reading this Time magazine article about Why It’s Time to Retire the 401(k) which has been getting some buzz. The author promotes bringing back what I call “portable pensions” to replace the employee-controlled 401(k) plan, which would guarantee say 50% of your last year’s salary for the rest of your life. Sounds nice, but how will it work, and who’ll pay for it? Take the Mr. Shively in the article, who is still working at 68. About 25 years ago, his employer dropped the pension and replaced it with a… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - October 19, 2009 at 10:20 am

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3 Dangers of Conventional Budgeting

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1 comment - What do you think?  Posted by Robert Wilkinson - August 30, 2009 at 6:20 pm

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