Think You Can’t Afford an Emergency Fund? Think Again!
Categories: Money Tags: Afford, Again, Can’t, Craigslist, Donna Freedman, EF, Emergency, Emergency Fund, Fund, Grs, Index Credit Cards, Liz Pulliam Weston, Love, Meatless Monday, Msn, Netflix, Round, Saturdays, Think, TV
Review: Psych Yourself Rich
Categories: Uncategorized Tags: Choices, Crowd, Emergency Fund, Establish Goals, Every Sunday, Farnoosh Torabi, Mindset, Money Success, Personal Finance Advice, Personal Finance Book, Personal Finances, Personal Growth, Personalize Rich, So Money, Spotlight, Swings, Tangible Goals, Term Goals, Ties
Reader Mailbag: Emotional Control
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Costs of going to seminary 2. Is vehicle trade worth it? 3. Are we doing okay? 4. Roth IRA versus Roth 401(k) 5. Dealing with an overzealous client 6. Best “safe” option for money 7. Cash flow in big city 8. Wedding versus emergency fund 9. Habits for handling life instability 10. Frugal video gaming habits One of the biggest challenges of parenting – at least for me – is teaching… Read the whole article...Categories: Uncategorized Tags: Cash Flow, Daily Routine, Decisions, Emergency Fund, Emotion, Emotions, Reader Mailbag, Roth 401 K, Roth Ira, Seminary, Six Years, Social Situations, Specifics, Waves, Word Summaries, Young Ones
Reader Mailbag: Friends
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. GTD for stay-at-home moms 2. Loaning money to parents 3. Prepaying property taxes 4. Emergency fund or debt repayment 5. Starting a Roth IRA 6. Small business encouragement 7. Thinking ahead for college 8. Out of college, no job 9. Apprehensive about mortgage prepayment 10. CFPA thoughts As I’ve mentioned before, my wife and I have strongly considered moving to be closer to various family members. What keeps us from doing… Read the whole article...Categories: Uncategorized Tags: Appointments, Clean House, Closets, Debt Repayment, Dishes, Emergency Fund, Encouragement, Family Members, Mortgage Prepayment, Property Taxes, Reader Mailbag, Roth Ira, Small Business, Stay At Home, Stay At Home Mom, Stay At Home Moms, Word Summaries
Reader Mailbag: Impromptu Travel
What’s inside? Here are five word summaries of the questions answered inside this mailbag. Click on the number to skip straight to that question. 1. Co-signing with bad credit father 2. How many people read TSD? 3. Removing stains from cloth diapers 4. Percentage for emergency fund 5. Personal loan for adoption 6. Gloom, doom, and e-funds 7. Difficult job search 8. Frugality, clutter, and hoarding 9. Regular IRA versus Roth IRA 10. Which debt to pay first? This weekend, we went to a wedding of an old friend in the middle of Wisconsin. On the way back, Sarah says,… Read the whole article...Categories: Uncategorized Tags: Cloth Diapers, Emergency Fund, Front Seat, Frugality, Housing Market, Job Search, Mortgage Payments, New Mortgage, Old Friend, Prius, Reader Mailbag, Roth Ira, Word Summaries
Why You Should Be Reinvesting Dividends
Categories: Uncategorized Tags: Confidence, Dividend Stocks, Dividends, Dollar, Emergency Fund, Investing, Savings Account
Best Online High Interest Rate Savings Accounts, January 2010
For January 2010, the average interest rate on high yield savings accounts remained relatively unchanged — remaining in the below 2% APY range. Although the rates are not as high as they once were, high yield savings (or online savings) is still a good place for short-term savings, such as an emergency fund. This article contains a list of nationally available highest yields savings and money market accounts. All of these accounts are FDIC insured up to $250,000. Your principal is protected and you’re guarantee a positive nominal return on investment. Savings Banks With Highest Interest Rate As of 1/2/2010… Read the whole article...Categories: Uncategorized Tags: Account Balance, Bank Interest Rate, Citibank, Electronic Transfers, Emergency Fund, Fdic Insured, High Interest Rate, High Interest Rate Savings, High Yield Savings, High Yield Savings Accounts, Highest Interest Rate, Ing Orange Savings Account, Investment Savings, Maximum Earnings, Minimum Balance Requirement, Mobile Banking, Money Market Account, Orange Savings Account, Pledge Money, Savings Banks
What To Do When Your CD Matures
We put our emergency fund into a CD ladder and every month one of those certificates of deposit matures and is automatically renewed. As an added bonus, ING Direct, where our CDs live, gives us a CD rollover bonus whenever we renew (currently the bonus is 0.15% on CDs of at least 12-months long). For us, the decision is simple. It’s a CD ladder and you simply renew the CD each month for the 12 month term. What if you’re money isn’t in a CD because it’s part of a CD ladder, what should you… Read the whole article...Categories: Uncategorized Tags: 12 Months, Added Bonus, Cd Rates, Certificates Of Deposit, Emergency Fund, Headache, Ing Direct, Interest Rate, Ladder, New Money, Savings Account