Posts Tagged ‘Equifax’

5 Things You Need to Know About Credit Scores

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ShareThis Over the past few years, consumers have been increasingly aware of the importance of a credit score. If you plan to borrow money (i.e., car loan or mortgage), your credit score is a major factor that determines your ability to get the loan and the interest rate you are eligible for. With a better credit score, you will be able to enjoy the best rates available. Your credit score could even impact your insurance rates and your ability to get certain jobs. As such, it is a good idea to learn as much as you can about this… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - October 19, 2010 at 12:20 am

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Free Credit Score: How To Get FICO and Other Credit Scores

The Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report from each of the three major reporting agencies (TransUnion, Equifax, and Experian) annually; however, getting your credit score takes a bit more work. For a small fee, you could get your credit scores along with your free credit reports from AnnualCreditReport.com. However, there are other ways, including free ways, to get your 3 credit scores. To find out how, keep reading! Free FICO Score First, let’s focus on FICO score since it’s the hardest one to get. To get your score, you can… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - October 12, 2010 at 3:20 am

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How to Request Your ChexSystems Consumer Report

The Fair and Accurate Credit Transaction Act (FACTA) and the Fair Credit Reporting Act (FCRA) give you the right to review your credit reports every twelve months. Most people are aware of the three credit bureaus (Equifax, Experian, and TransUnion) but did you know that the rule applies to all consumer reporting agencies, which includes several other types of reporting systems. One of those systems is ChexSystems. ChexSystems is a network of financial institutions that contribute “mishandled checking and savings account” information. This includes everything from how many checks you’ve ordered, if you’ve had any… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - December 16, 2009 at 6:20 am

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Over 25% Off Real FICO Scores at myFICO.com

Need to check your credit score? Here’s a new coupon for 26% off real FICO scores and all other credit products at myFico.com. Use the promotional code NOVEMBER26 to get 26% off and a FICO score for less than $12, the best discount currently available: The code is good until November 30th (although try it anyways and see if it works after that date), so be quick about it. For the Equifax credit score only, you can get it for $10.95 using the code SW94608, which is over 30% off. You enter the promo code relatively late in… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - November 15, 2009 at 5:20 am

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