Posts Tagged ‘Household’
Reducing our energy expenses is a current focus for me. With the recent 50% jump in our propane heating expenses I've begun investing significant time in trying to reduce our heating expenses. Our home was built in 1994, and when we bought it 2 years ago I was initially shocked at how much it cost us to heat and cool the house.
Here is a list of energy saving steps that we have done so far on our home, they include:
repaired and improved the weatherstripping on exterior doors and windows
installing programmable thermostats
added outlet sealers and plugs to…
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Once or twice a day, I go into my bedroom, turn down the lights, lay on the bed, and look up at the ceiling. I start off by reflecting on a small handful of things that have really brought me significant joy in the past few days. After a few minutes of that, I focus entirely on emptying my mind for a while, and once that’s done, I just drift without anything in my mind. Sometimes thoughts drift in and out of my head – sometimes they don’t. Sometimes I doze off for a bit – other times, I don’t.…
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There are hundreds of questions that pop up on a parent’s or soon-to-be parent’s mind. How should we raise our children? What lessons should we instill in our children’s minds at an early age? Financial literacy — like any other fundamental life lesson — must begin at home.
The concept of money to children can be difficult to understand, but with the right strategies it is possible. Because most schools lack a curriculum that teaches daily life lessons and financial strategy, it is crucial to approach this topic as a family.
Photo by Evil Erin via Flickr
Here are the…
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Budget, Family Photo, Finance Skills, Financial Fitness, Financial Strategy, Flickr, Household, Money Lessons, Money Matters, Personal Finance, Video Games
I disagree with the common assumption that buying a house will be your biggest financial decision. I believe your choice of a marriage partner will be your single biggest financial decision. Besides, who do you think is going to help you make the house decision? Therefore, make your spouse decision carefully. The reasons go far, far beyond money, but since this is a financial blog, let’s focus on the financial implications for a moment.
Studies have shown that savers tend to be attracted to spenders. Experience confirms that savers get annoyed with spenders and spenders get frustrated with savers. Ahh. …
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Assumption, Budget Categories, Buying A House, Causes Of Divorce, Couples, Different Story, Financial Decision, Financial Implications, Financial Management, Flickr, Household, How To Create A Budget, Leading Causes Of Divorce, Local Church, Multitude, Percentages, Spenders
It is never too early to teach your dren the fundamentals wht comes to good monanagement. Teaching your children good habits is usually smart, and money management is certainly a set of good habits that is better taught sooner rather of later. If you teach your children how to value and handle their money very young, then it will be useful for them in the future. In order to make children discover the value of their money and money management, parents and guardians can practice a few very easy actions, such as the following:
- Parents can include their…
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Bank Accounts, Checkbooks, Checks, Credit Cards, Debit Cards, Elements, Guardians, Household, Kids Money, Lot, Manage Money, Money Management, Money Order, Parents, Personal Budget
Here is an updated application link at Pinecone Research, which is again accepting new members. (May expire at any time, so apply now if you’re interested!) Looks open to all, but certain demographics will get more surveys. Only one person per household can sign up.
PineCone Research remains one of the better paying and reliable survey companies, with a payout of $3 (check or PayPal) for each 15-minute online survey. The hardest part is getting accepted, as they only take applications intermittently. I shared my thoughts on Pinecone and paid surveys in general here. I call them Bored…
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