Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe you just hate to see ...
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Jill writes in: I don’t earn much and am consequently unable to save much and what little I save is often wiped out by breakdowns (e.g. household stuff), minor illnesses and other emergencies. I am actually quite a frugal person, it’s just that my income is not much and tends to be irregular. I am very troubled because I wish to save ...  I disagree with the common assumption that buying a house will be your biggest financial decision. I believe your choice of a marriage partner will be your single biggest financial decision. Besides, who do you think is going to help you make the house decision? Therefore, make your spouse decision carefully. The reasons go far, far beyond money, but since ... 
Do you feel you aren’t saving enough for retirement? Worse, do you feel like what you should be saving for retirement is some huge number you’ll never reach? I think such daunting numbers are what kept a lot of my younger co-workers out of the 401k plan completely. How about 1% then? ... 
It is never too early to teach your children the basics when it comes to good money management. Teaching your children good habits is always wise, and money management is definitely a set of good habits that is better taught sooner instead of later. If you teach your children how to value and manage their money very young, then it ...  A computer these days is almost a necessity for everyone, and an expensive necessity at that. Whether for fun or for work, it is not uncommon to see multiple computers in a household. More and more people are even purchasing laptops for their size and convenience. Purchasing a computer can be tricky and intimidating with all the jargon salesmen might ... Anyone who knows me knows I love to shop. There’s nothing like putting together a great outfit. I feel like I’ve created a masterpiece. I once told someone that “shoes aren’t just something you put on your feet; they are a work of art—like something to be admired in a museum.” As much as I love to shop it’s important not ... Online broker TradeKing has extended their $50 sign-up bonus for new accounts another month, until November 30th. You must open with $2,500 and make one trade within 30 days. 4) To qualify for this offer, new accounts must be opened and funded with $2,500 or more. Account funding must occur within 30 days of account opening, and one ... Many financial emergencies are caused by major life events, such as a car accident. While the results of such events can be devastating, maintaining adequate insurance is one good way to protect yourself from financial ruin. In fact, for your protection and the protection of those around you, many states now require some types of insurance. Because there are many types ... Melinda writes in: You constantly write about how having a notebook in your pocket all the time helps you in life and saves you money. I get that you can write down your ideas in it all the time, but I’m not a creative type. I don’t see how having a notebook on me at all times can save ... |
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