January 14th, 2010
A few days ago, in the mail, I received a notice from my homeowners insurance company notifying me that they were cancelling my policy as of January 18 due to a lack of payment. I was shocked, to say the least.
Back when we first bought our home and arranged our mortgage, the mortgage company offered to set up an ...
January 13th, 2010
A few years ago, my former company began offering prepaid legal plans as an employee benefit. I forget the exact terms of the deal but it worked a lot like medical insurance. You pay a set amount each month and you had access to the plan’s pool of lawyers. The pool could prepare certain documents for you, such as draft ...
January 4th, 2010

Several times in 2009, I came across this thoroughly interesting infographic, originally from VisualEconomics.com:
You can click on the image to see a larger version of it over at Visual Economics.
The picture depicts how the average American family spends their income based on Department of Labor data. For those without the visuals, I’ll break the info on the chart down ...
December 22nd, 2009
The year’s end is quickly approaching, and with it rests the spending deadline of flexible spending accounts (FSAs). What is an FSA? A flexible spending account is an account that employees can use to cover out-of-pocket medical expenses completely tax-free. FSAs are built as employees make equal, recurring contributions from their paychecks to the account.
Why Have an FSA?
The advantage of ...
December 10th, 2009
I can’t tell you how often I’m contacted by readers who tell me the story of their lives, then ask the big question: how much life insurance do I need? I’ll hear from twenty four year old single women and forty year old men with a wife and three children. I’ll hear from people with almost nothing and ...
December 1st, 2009

By Thursday Bram
My sister starts college this spring and I’ve been thinking about options for helping her out with her expenses beyond trying to help her pay tuition. While I’d love to be able to just cover all her costs, the cost of attending college these days prevents that. Those of us who want to help out a ...
November 27th, 2009

The irresistible impulse to add gadget insurance to your holiday purchases.
November 21st, 2009
Many of us have been conditioned to think that living debt free is the only way to be. While there is some truth in this statement, if you’re completely debt free and using only cash, you’re hurting your chances of getting a new home, and you may end up in a situation that requires more money than you have without ...
November 10th, 2009
Any time that you are asking someone for starter personal finance advice, one of the first things that you are going to be told is that you need to have a savings account in your name. But why are you necessarily going to need a savings account? The purpose of this article is going to be to explore the benefits ...
November 5th, 2009

By Jabulani Leffall
In this blog, on this site, I usually explore ways to think about spending rather than ways to actually spend. That’s not my blogcallojob (blog calling or job) to tell you how to spend.
But I’d like to pop a sales tag of conversation for fellow men, or women with fellow men in mind, reading this right ...