Accounts Closed by Grantor Don’t Hurt Credit Score More

Diced up credit cards

Over the last year, since the CARD Act was passed, a lot of people have had their credit card limits lowered or their cards canceled. Credit card companies, faced with these new rules, are looking to reduce their risk and so they’ve cut a lot of inactive or low activity cards (or saddled them with fees). If you recently got ...

Optimizing the Value of Your Commute

Kelly writes in:

For the first time in my life, I have a daily commute to work. I drive about 45 minutes each way to work each day of the week. According to my math, I’m going to be spending about $125 a month just on gas, let alone maintenance, upkeep, and so on. When I look at ...

Dealing with Dissatisfaction

What do you do if you’re dissatisfied with your cell phone? You find that it endlessly frustrates you. It’s constantly interrupting you. It doesn’t have the features you want. Quite often, you just want to throw it in a desk drawer and forget about it.

Quite often, in this situation, people will go shopping for a new ...

Basics of Budgeting 2

receipts

Tracking Your Expenses

Now that you are familiar with how much income money you have coming into your home, it has become time for you to pay attention to the expenses that you have on a monthly basis. You should begin with the regular payments and the fixed payments that you make, such as your rental payment or mortgage payment, insurance ...

Best of Personal Finance Roundup: Tips and Tricks to Combat Cooking Burnout

By Linsey Knerl

Welcome to Wise Bread’s Best of Personal Finance roundup. Today, we tell you how to become inspired with your meals again, what a little bit of chalkboard paint can do for a worn-out chair, and how insulating your water pipes can save big money!  

Top 5 Articles

Tips and Tricks to Combat Cooking Burnout — If you’ve gotten ...

How to Become Prosperous the Easy Way

perserverance

For many, the concept of prosperity is foreign and unreachable. If you are stuck in a dead end job or your bills haunt your sleep, it’s easy to feel as though you will never be able to break free. As the baby boomer generation nears retirement, it has become essential for millions of people to find a way to have ...

Getting Out of Debt Quickly pt 4

debtmoney

This is part 4 of a 4 part series on getting out of debt quickly. Make sure that you read all four parts in order to get the most out of this sequence of hints on getting yourself or your family out of the debt trap.

If lenders happen to be offering an interest rate that is a percentage point lower ...

Your Money: The Missing Manual — Table of Contents

I’m super excited — and more than a little bit scared. My book project is beginning to seem very very real. My publisher just finished laying out the manuscript yesterday, and this morning I received a printout of Your Money: The Missing Manual in its current state.

For some reason, seeing the book laid out makes the project more tangible than ...

Running Out of Time? How to Catch Up Financially Before it is Too Late

time

Whether you are pushing thirty and trying to get your first home or your retirement is staring you in the face, there are times when you may feel as though you’ve run out of time financially. We don’t always make the best decisions when it comes to saving money and before long, we end up wondering where it all went ...

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