Posts Tagged ‘Long Time’

Make Each Day Your Masterpiece

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Those who have followed this blog for a long time know that I don’t have many personal heroes. There are a lot of people who have valuable things to say, but there are very few people who have reached such a trusted level with me that I tend to put extra value on the things they say just because that person said them. One of those few people was John Wooden, who passed away this past week (I mentioned it briefly in my reader mailbag on Monday). A few years ago, I wrote about how John Wooden had taught me… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - June 9, 2010 at 5:20 pm

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Personal Cash Flow Management Wealth Building Formula

There are a lot of information about how to get rich, build wealth, achieve financial freedom, etc. But when you take a step back and look at the big picture, it all comes down to better cash flow management — earn more and spend less — personal finance in one simple equation! Obviously, this is nothing new. Cash flow as a business concept has been around for a long time. You commonly hear about this as profits and losses. Another area where cash flow is important is in real estate investing. A good investor knows how important it is to… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - April 29, 2010 at 7:20 pm

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Other People’s Priorities Don’t Have to Be Your Priorities

Kelly writes in: In the past three months, I’ve paid off all but $2,000 of my credit card debt. I feel happier about my money than I have in a long time. The only problem is that my social life seems to be falling apart. I don’t have as much interest in the things my friends are spending their money and time on and I find myself doing other things a lot. What do you suggest? Bear with me for a second as I go down a bit of a strange road. I’ll admit it. I’m not a good housekeeper,… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - March 14, 2010 at 12:20 am

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Why Was My Credit Limit Lowered?

Jennifer writes in: Yesterday, I received a notice from [my credit card company] that my credit limit had been lowered from $10,000 to $4,000 on my primary credit card. I was immediately worried that my credit had been damaged by identity theft, so I checked it on annualcreditreport.com and there was nothing there at all. I’ve always paid all of my bills on time and my life has been pretty much normal and unchanged for a long time. Why would they make this change? I’m not concerned about reaching my credit limit, but that reduction in my limit does alter… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - March 7, 2010 at 12:20 pm

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Payback Time by Phil Town

In Payback Time, Phil Town teaches you the tenets of value investing, the exact same approach that Warren Buffett requires, with today’s instruments. With all the value investing books out there, what separates Town’s Payback Time, and his earlier function Rule #1, from the pack? Two reasons – initial, he’s not a lengthy time investor who is extremely far removed from “Main Road,” he was a regular Joe just a brief time in the past and he’s in a position to explain ideas in terms most individuals can understand. 2nd, he explains these terms and… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - March 3, 2010 at 4:21 am

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Lending Club Review – Peer to Peer Lending, a Solid Investment and Borrowing Alternative

10 Comments After the stock market crashed at the end of 2008, many people, including younger generations became very skeptical of the stock market and what it had to offer as a legitimate place to park your money. Peer-to-peer lending is a concept that has been around for a very long time, but the method as to how it was carried out was not always efficient at all. It went a little something like this: Friend #1: Hey best friend,… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - January 15, 2010 at 2:20 pm

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Leveraged Finance Defined

Leveraged finance relates to funding a business, a company or another investment using more debt than would be considered normal. More than normal debt is going to imply by nature that the funding is a riskier prospect, and therefore more costly than normal borrowing in general. As a result, leveraged finance options are most commonly employed in order to achieve a specific objective that is often temporary by nature. For example, the specific objective may be to make an acquisition, to effect a particular buy-out, to repurchase some shares, or to fund a dividend. Although different banks offer different… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - January 14, 2010 at 12:20 pm

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