Posts Tagged ‘Lot’
Every week, I review a different book on The Simple Dollar (those reviews appear on Sunday afternoons, for those who are new to the site). Over the years, that’s amounted to a lot of book reviews – 259 as of today. Here’s a full list of all of the books I’ve reviewed on The Simple Dollar.
Obviously, I don’t currently own all of these books – 259 such books would overstuff a bookshelf. What I find myself doing instead is keeping them around for a bit to see if I return to them as any sort of reference, and if…
Read the whole article...
Categories:
Uncategorized Tags:
Amy Dacyczyn, Appointments, Book Reviews, Bookshelf, Complete Tightwad Gazette, Dollar, Getting Things Done, Getting Things Done David Allen Getting Things Done, Halloween, Handful, Information Management, Insight, Library Books, Lot, Personal Finance, Personal Growth, Raising Financially Fit Kids, Reference, Verge
When I reached my financial bottom in April 2006, one of my first responses was to simply start reading a lot about personal finance. I checked out a pile of books from the library on personal finance and tackled a lot of different suggestions from those books, along with some of my own ideas that I came up with as I went along.
One idea that was repeated over and over was how incredibly important and valuable having a budget was. I tried several different budgeting approaches and stuck with them for short periods, but the idea of a budget…
Read the whole article...
Categories:
Uncategorized Tags:
Automatic Payments, Automatic Transfers, Budget, Budgets, Choices, Estimates, Freedom, Lot, Personal Finance, Pile Of Books, Pocket Notebook, Relationship
If you are about to purchase your first home, there are several things you need to do. It does not matter if the home is brand new and has never been lived in; get the inspection anyway.
The first and most important thing you need to do is get pre-approved for a mortgage, unless you are fortunate enough to be paying in cash. By getting pre-approved for a mortgage BEFORE you start shopping for a home, you will know how much home you can afford and avoid wasting time looking at homes that are beyond your price range. There is…
Read the whole article...
Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest.
Better Groceries for Less Cash by Randall Putala has a subtitle that pretty clearly describes what you’ll find inside the covers: 101 Tested and Proven Ways to Save on Food. While organized into chapters, this fairly short book’s main purpose is to simply relate a lot of methods for saving money on food purchases.
My wife and I already do a lot of things to reduce our grocery bill, from using grocery lists to making meal plans and clipping (some) coupons. Yet we still look…
Read the whole article...
Categories:
Uncategorized Tags:
Cookbook, Coupons, Delicious Meals, Eggs, Food Preparation, Groceries, Grocery Bill, Grocery Lists, Grocery Shopping, How To Save Money, Jot Down, Lot, Personal Finance Book, Raw Foods, Saving Money, Signs, Subtitle, Tips On How To Save Money
Share This
There’s a lot of commentary on how to start a business, how to court investors, and how to sell a business. One theme that consistently falls through the cracks, however, is what it takes to, and what it is like to start up and run your own company on the ground level. For many young entrepreneurs, the thought of using investor money to help build your dream sounds like just like that — a dream. And while generating funding and starting out…
Read the whole article...
It seems a little early but I’ve been getting a lot of “where is my refund?”-type of emails lately. While I won’t know the answer to that question (and I shouldn’t, the IRS should be that loose with your personal information!), the IRS will. While not usually known for tech savviness, the IRS does have an online tool that lets you check the status of your refund.
You can access the Refund Status tool here.
Earlier this week, Mark Gimein wrote a great article on TheBigMoney.com detailing, statistically, how risky person-to-person lending really is. I’ve always known it to be peer to peer lending or social lending, but the article calls out the riskiness of Prosper.com, the first and one of the largest of the peer lending networks.
To look at the results of Prosper’s loan marketplace, though, is to see not a solution to the credit crisis, but a microcosm of it. Loans to unqualified borrowers; reliance on mathematical models that turn out to be a lot less useful…
Read the whole article...
Categories:
Uncategorized Tags:
Borrowers, Contrary, Credit Crisis, Default Rates, High Interest Rates, Lenders, Lending Networks, Lot, Microcosm, Peer To Peer, Peer To Peer Lending, Person To Person, Reliance, Sky, Surprise, Takeaway
There are two new trends in the banking world that may actually be very dangerous for consumers. Long term personal loans and interest only loans are gaining in popularity, especially in the wake of the housing crisis. While these may seem to be a great option at the time, there are many risks from these loans that should be avoided if at all possible. If you’re considering refinancing your home to an interest only loan, or if you are looking at getting a personal or car loan, it is very important to understand exactly what you are getting into…
Read the whole article...
Categories:
Uncategorized Tags:
Benefit, Car Loan, Consumers, Face Value, Interest Only Loans, Interest Rates, Kicker, Lot, Money Help, Personal Loans, Popularity, Principle, Property Values, Selling Your Home
