Think You Can’t Afford an Emergency Fund? Think Again!
This post is from new GRS staff writer Donna Freedman. Donna writes the Living With Less personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Once upon a time it was enough to have a three-month emergency fund; now I hear we should aim for enough to cover a year’s worth of food, shelter, and other basics. A swell idea in theory, but this could actually discourage saving. Many people feel they could never set aside that much money, so why bother trying. Why? Because even a moderate emergency fund helps keep… Read the whole article...Categories: Money Tags: Afford, Again, Can’t, Craigslist, Donna Freedman, EF, Emergency, Emergency Fund, Fund, Grs, Index Credit Cards, Liz Pulliam Weston, Love, Meatless Monday, Msn, Netflix, Round, Saturdays, Think, TV
Who Is Your Real Boss? Some Perspectives on Career Success
Let’s get this directly right out of the chute: your actual boss is you. “Yeah, right,” you might be saying to your self. “Simple for you to say. You’re self-employed. I’ve obtained a boss that’s constantly breathing down my neck and a pile of ridiculous demands on my desk.” Here’s the scoop: you’re making the option to exchange the time and energy and suggestions and patience you’re giving to that task in exchange for the cash and the implied guarantee of much more cash in the future. You could, quite easily, walk out that door and function as a gasoline… Read the whole article...Is Netflix Worth It?
Jenna writes in: My husband and I have been talking about signing up for Netflix, but we’re just not sure if it’s worth the extra monthly bill. Do you have any thoughts or pointers? Sarah and I have been on-again off-again Netflix users for most of the past decade. Our experience taught us a few things about Netflix – and about some broader money and personal issues related to watching DVDs. First of all, Netflix really does what it says that it does. You get DVDs in the mail along with a return prepaid envelope. You can keep the DVDs… Read the whole article...Categories: Uncategorized Tags: Convenience, Customer Service, Decade, Extra, Hassle, Imagine, Jenna, Mail, Many People, Netflix, Pointers, Video Store