Life After Salary: One Month Without a Paycheck
About a month in the prior, I celebrated my imminent departure from my former employer with a lunch with my co-workers. They’ve been investing the prior couple of weeks attempting to get by way of the yr-finish reporting period, and from what I spend attention to, I ought to be glad I left when I did. I know, nevertheless, that I ought to have left a great deal previously. I’d adore to say that working totally for myself has been ideal, I’m totally acclimated to my new working atmosphere, and I’ve enhanced my time management abilities. Alas, none of… Read the whole article...The Debate Between Debit Cards and Credit Cards
Categories: Uncategorized Tags: Credit Accounts, Credit Card Fees, Credit Card Industry, Credit Cards, Credit Score, Debit Cards, Flickr, Flickr Despite, Monthly Expenses, Nilson Report, Overdraft Fees, Paycheck, Payday Loans, People, Reinvention, Reputation, Responsible Manner, Using Credit Cards
Check Your Federal Tax Refund Status
For years, I loved to get a tax refund. In fact, it seemed the only way I could save was by having extra withheld from my paycheck so that I’d get a big refund at the end of the year. Using this method, I was able to buy a new computer, a new bike, and all sorts of other toys. (But, of course, I was never smart enough to use the money to pay down debt.) I’m older and wiser now, and I prefer not to get a tax refund. I’d rather get my money up front so I… Read the whole article...Categories: Uncategorized Tags: All Sorts, High Interest Savings, New Bike, New Computer, Paycheck, Toys
Seven Rational Things to Do When Financial Panic Hits
I originally included this email in the reader mailbag this morning, but my answer to Susan’s email (below) went on so long that I thought it warranted a post of its own. Yesterday my husband found out he has lost his job. We don’t know what to do. He was making $38,000 a year as an IT specialist. I make about $36,000 a year as a school teacher. We have about $10,000 in credit card debt spread across three cards and a $1,300 a month mortgage payment. We don’t have anything saved either other than some retirement account money. I… Read the whole article...Categories: Uncategorized Tags: Choices, Credit Card Debt, Deep Breath, Email, Financial Panic, Financial Situation, Horns, Look For A Job, Mortgage Payment, Paycheck, Playing Video Games, Reader Mailbag, Retirement Account, Searching For A Job, Spare Time, Turtle, Watching Television
Avoiding Late Fees
Categories: Uncategorized Tags: Absolute, Credit Card Company, Credit Card Interest, Credit Card Interest Rates, Due Date, Due Dates, Economy, Envelopes, Late Fees, Lenders, Mortgage Company, Paycheck, Red Pen, Risk, Tactic
Top 3 Things to Learn About Personal Finance
Categories: Uncategorized Tags: 3 Things, Budget, Budgeting, Coffee, Coupons, Financial Future, Financial Goals, Free Money, Longest Time, Paycheck, Pennies, Personal Finance, Shopping, Strong Foundation, Ways To Save Money
My Bank Stole My Grocery Money
Categories: Uncategorized Tags: Atm Withdrawals, Bank Balance, Bank Statements, Checkbook, Debits, Kicker, Mail, Monday Morning, Overdraft Fee, Overdraft Fees, Overdrafts, Paycheck, Rsquo, Sierra Black, Student Loan Payment, Sunday Evening
The First Step to Finding Your Dream Job
Categories: Money Tags: Amount Of Money, Economy, Exercise, Finding Your Dream, Finding Your Dream Job, Flexible Hours, Fulfillment, Love, Lu, Passions, Paycheck, Quot, Talents, Travel