May 22nd, 2010
Let’s say you go to a restaurant somewhat regularly and each time you go, you spend about $10 on your meal. One day, rather than receiving a bill, you’re simply directed to a box on your table that said “pay what you want for this meal.”
How much would you put in?
Would you put in anything at all? Would ...
December 2nd, 2009

By Sierra Black
Last year, I gave a friend of mine a laptop. Another friend received a guitar. I got a trip to California.
Are we all fabulously wealthy? No way! Our circle of friends makes liberal use of "group gifts." By pooling everyone’s resources, we can give people a high-end gift they will really use and love, instead of ...
November 15th, 2009

A computer these days is almost a necessity for everyone, and an expensive necessity at that. Whether for fun or for work, it is not uncommon to see multiple computers in a household. More and more people are even purchasing laptops for their size and convenience. Purchasing a computer can be tricky and intimidating with all the jargon salesmen might ...
October 28th, 2009
In my ongoing quest to simplify our personal finances, I started cleaning up some of the connections in my Financial Network Map. The target today was my ING Direct account, which played host to both my CD ladder and my bank account firewall, two financial constructs that have proved invaluable in my financial planning and protection schemes.
What I didn’t disclose ...
October 15th, 2009
Here is an updated application link at Pinecone Research, which is again accepting new members. (May expire at any time, so apply now if you’re interested!) Looks open to all, but certain demographics will get more surveys. Only one person per household can sign up.
PineCone Research remains one of the better paying and ...
September 28th, 2009
Meet Bill and Jan. They are my imaginary couple that loves putting their personal finances on auto-pilot. They don’t worry about bill due dates, they never visit the bank, and only check their balances online once a month if there are no e-mail alerts sent to them. (Apparently they also don’t have lips or eyes, ...