What I Learned From Working at a Bank

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My boss has asked me in my last two performance appraisals what I enjoy about my job and each time, I say that having this job will make me 10 times wealthier ...

Best Money Tips: 7 Worthless Excuses for Not Saving

Welcome to Wise Bread’s Best Money Tips roundup. Today, we destroy all those lame excuses for not saving, help you shop for a laptop, and give you the facts behind MLM opportunities.

Top ...

Review: 9 Steps to Work Less and Do More

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Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest.

One of the most interesting parts of being a popular internet writer that reviews a lot of books is that, over time, I’ve wound up on the mailing lists of various publishing companies. They send me piles of books that might be of interest without ...

How to Budget in Less than 20 Minutes a Week

One of the most common misconceptions about budgeting is that is takes a l-o-n-g time.  Most people who do not learn how to make a budget do so because they believe they don’t have the time to budget. But, if your budget is doing its job you should be able to budget without a major disruption to your schedule.

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The Simple Dollar Time Machine: August 21, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine.

One Year Ago ...

Low Interest Rates Do Not Make Homes Affordable

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Does the sales price of your home matter if the mortgage rate is low enough?

If you ever thought about buying a home, the recent all-time low mortgage rates must be enticing. And ...

Frugality, Usability, and Phone Shopping

About a year ago, I decided to get a low-end smartphone, mostly so I could check and make sure The Simple Dollar was still up and running from the road and perhaps tweet on occasion. I wound up with a low-end Blackberry that I got for just a few dollars and got the low-end data plan from our cell ...

How To Budget And Track Spending For Your Vacation

Vacation is one of those luxuries that can easily cause you to go over budget. Even the best budgeter gets caught up in the spur of the moment. I know no one really wants to budget on vacation.  But, I promise you, there is one thing worse than budgeting on vacation — that is, being harassed by collectors after your ...

Ten Big Mistakes #5: Worrying About What Others Think

Along my financial journey in life, I made a great number of mistakes. In this ten part series which runs from July 19 to July 30, I’m going to focus on ten of my worst mistakes and the difficulties and successes I’ve had in overcoming those mistakes.

I focused entirely too much on what other people thought of me.

Throughout my ...

Some Thoughts on DINKs (Dual Income, No Kids)

A couple weeks ago, I posted some links to a discussion concerning whether it was smart or selfish to not have children, as well as a response to that issue.

Since then, the whole matter has stuck in my head. Is it smart or selfish to have children? Several readers have emailed me their thoughts on the subject as ...

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