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 Struggle. When whole communities are affected by bad news and financial challenges, moods and momentum slow way down. It’s hard to find the way out of the downward spiral. I say turn that spiral in the opposite direction and lighten up together. Photo by blmurch via FlickrWhat’s an opposite spiral? Essentially, every person we touch is a communication point. Since women are ...  As you start to build up your net worth, the question of whether or not you should hire a financial adviser becomes more important. However, the answer is not a simple yes or no. Some people do quite well without a financial adviser, some people need one, and on rare occasions, some wish they never had one. Even though I’m ...  Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. J.D. from Get Rich Slowly finally has a book out. It’s entitled Your Money: The Missing Manual and it’s part of O’Reilly’s “Missing Manual” series of books, which seek to essentially provide a “manual” for areas of life (usually technical topics) that certainly could use ... Earlier today, I linked to an article at Free Money Finance that included a quote from Mary Hunt: Get into the habit of quickly calculating the annualized cost of things and you’ll achieve an effective way to get mindless spending under control. After reading this, a reader wrote in to me and said: I can see how a tip like that could be ... Budget. To some people, budget is a dirty, ugly, disgusting word. It was the same for me. I?ve tried using several different budgeting methods in the past using anything from spreadsheets to budget building software. All of them left me frustrated at the end of the month. I?d use them for maybe a month or two and then decide that I ...  On September 28th, 2007, my bank went bankrupt and closed its doors…goodbye, Netbank. The moment you first find out that your bank failed is a scary moment. First thought: “I know I should have figured out what FDIC Insured meant.” Second thought: “Google, can you save the day today?” How do you know if your bank failed and went bankrupt? Photo ...  I recently heard an interesting discussion on Dave Ramsey’s radio show about the length of time you need to live in a home in order for it to make sense going through the process and expense of purchasing it. It’s a rare occasion that I disagree with Dave Ramsey, but in this instance, I did. A caller was telling ... I wrote this post last night while it was fresh on my mind. I feel like I’m being selfish and I feel like a jerk. I also feel angry and frustrated. I don’t know what to do; well I do know what to do but it doesn’t feel like it’s the right thing to do. This past weekend, I had 2 ... |
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