Investing For The Long Run

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Have you ever turned on a cable financial news channel and noticed a network pundit touting the next great investment? CNBC may have an analyst telling you that a small tech company is the next Microsoft and you must buy it today. Fox Business may have a gold expert telling you to buy gold despite the fact that gold is selling at a ...

Are Extended Product Warranties Worth The Money?

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This past weekend I was in my local appliance store buying a television. When checking out I was asked the question that people are always asked in this situation, but it’s a question that most people don’t typically know how to answer:

Sir (Madame), would you like to buy an extended warranty?

We all know the drill from there. ...

2010 Roth IRA Income Limits Effectively Removed

Okay, let’s try this again. There are no longer any income phase-outs on Roth IRA conversions from Traditional IRAs. As in previous years, individuals or couples with a modified adjusted gross income (MAGI) over a certain limit are ineligible to contribute directly to a Roth IRA. In 2010, the phase-outs begin at $105,000 for ...

Your Take: How Do You Prepare Your Taxes?

Busboys & Poets

Last night I had to pleasure to finally meet some of the DC personal finance bloggers and some PR folks at a happy hour (or three) hosted by TurboTax at Busboys and Poets at 5th and K Street. It was a fun event that was really casual and it was nice to meet people I’d only been emailing, instant messaging, ...

Best of Personal Finance Roundup: Make Sure Your Haiti Donation goes to Quake Aid

By Linsey Knerl

Welcome to Wise Bread’s Best of Personal Finance roundup. Today, we tell you tips for making sure that your Haiti relief donations are getting where they need to go, 8 great movie rentals that offer a return on your investment, and a tutorial for making your own fabric softener pouches.

Top 5 Articles

Make Sure Your Haiti Donation ...

Review: The Happiness Project

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Every other Sunday, The Simple Dollar reviews a non-personal finance book of interest to Simple Dollar readers.

One of the biggest underlying themes of The Simple Dollar is that personal finance is merely a tool to improve the quality of your life. Of course, it’s an unwieldy and dangerous tool, one that, if used without care and forethought, can add ...

Review Your State’s Gift Card Rules

Gift Card

It’s estimated that people purchased $87 billion in gift cards this holiday season, according to The Tower Group in a recent CNN Money article. Of all those cards, Marketing Workshop, another research firm, it’s estimated that 40% of recipients don’t use up all of their cards’ value, leaving an average of $2.30 on the card.

While I’m not a fan ...

Holiday Gift-Giving for the Truly Broke

By Andrea Dickson

This year, my holiday gift giving is going to be curbed more by necessity than by my sense of goodness, frugality, or my love for the environment. I just can’t afford to splurge on gifts, even though I want to.

I know lots of other people are in the same situation this year, and so I’m not ...

Deceptive Car Salesman Tactics For Popular Cars

I mentioned before that I am shopping for a new car. I’ve been to multiple dealerships since this is the first new car I’ve ever bought, and (for some odd reason) wanted to experience the new car buying experience complete with high-pressure sales tactics. Here are some examples of lies and deceptions that I’ve run across ...

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