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 As the closing of my home loan draws nearer, I have been diligent about making sure my personal finances have stayed in order. While it has been a long process, it has gone relatively smoothly. We are set to close in just two weeks. Unknowingly, we could have delayed our closing by doing a number of pretty common things over the ...  As more people get on the straight and narrow when it comes to personal finances, many more are still happy to remain trapped in the dregs of debt by making the same mistakes over and over again. One source of the vicious cycle is the payday loan. I nearly spit out my drink when I realized these scam businesses are ...  Back in April you might have filed your federal income tax forms only to find you actually owe money to the government instead of breaking even or getting a return. It can be a trying time for anyone especially in light of the recent recession woes affecting personal finances. If you discovered that you owe money to the IRS but ... 
Ultimately we control our destiny, meaning we have some say in the decisions that affect our personal finance in our adult lives. Yet the three biggest life decisions we make may be ...  Most financial bloggers, myself included, are always telling you ways to fix your personal finances. But what if you aren?t aware of the bad things you?re doing that are wrecking your finances in the first place? If you aren?t sure of the cause of the problems, but trying to fix them, it?s like putting a band-aid on a major wound. ... Hello, folks. In case you haven’t noticed, I haven’t been around for the past few weeks. Well, there was this space ship that came down to earth and kidnapped me for a couple of weeks. They finally decided to let me come back provided I didn’t tell anyone what happened while I was there. Nah, I’m only kidding. Actually, I’ve ... 
Now that the Olympics are over, many people have been inspired to try harder, to live their dreams and to focus on their futures. These same feelings and motivation can be carried over to your financial life as well. There is no better time than right now to get your personal finances in order, and sometimes, looking at them in ... 
This fascinating book by a popular financial journalist and a college professor may not be the newest book on the shelf, and it may not have the most hype, but by far, it is one of the most interesting personal finance books we have ever read. This book goes where not many do – into the human psyche – to ... 
If you were to build your personal finances from the ground up, the checking account would be the first “product” you’d pick. If you’ve ever drawn your financial network map, you’ll remember that the checking account is the spoke in your primarily hub-and-spoke layout. Your paycheck is deposited into your checking account, your savings accounts are linked to your checking ... The other day, some of my co-workers and I were discussing the amounts that our paychecks changed due to the increase in the cost of our benefits. I asked one of my co-workers if her paycheck changed and she said she did not know. I thought she was joking but after awhile I realized, she really did not know. She ... |
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