Reader Mailbag: Secret Santa
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Basic credit questions 2. How to make money blogging? 3. Favorite podcasts 4. Television compromise 5. Connecting with teens cheaply 6. Overly long “to-do” list 7. Maximizing credit card promos 8. Refinance or not? 9. Quibids? 10. Plant-based snacks This year, I’ve found myself in two different Secret Santa exchanges. When I was younger, I used to worry way too much about what I was receiving. I didn’t want to participate… Read the whole article...Categories: Uncategorized Tags: Compromise, Credit Card, Credit Report, Credit Score, Federal Trade Commission, Fresh Air, Google, Grammar Girl, How To Make Money, Matt Aside, Minimum Payments, NPR, Peek, Perspectives, Planet Money, Q1 Basic, Q3 Favorite, Q4 Television, Rachel Blogging, Reader Mailbag, Recipient, Secret Santa, Simple Dollar Rule, Smile, Snacks, Television, Wait Wait, Word Summaries
Reader Mailbag: Emotional Control
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Costs of going to seminary 2. Is vehicle trade worth it? 3. Are we doing okay? 4. Roth IRA versus Roth 401(k) 5. Dealing with an overzealous client 6. Best “safe” option for money 7. Cash flow in big city 8. Wedding versus emergency fund 9. Habits for handling life instability 10. Frugal video gaming habits One of the biggest challenges of parenting – at least for me – is teaching… Read the whole article...Categories: Uncategorized Tags: Cash Flow, Daily Routine, Decisions, Emergency Fund, Emotion, Emotions, Reader Mailbag, Roth 401 K, Roth Ira, Seminary, Six Years, Social Situations, Specifics, Waves, Word Summaries, Young Ones
Reader Mailbag: Friends
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. GTD for stay-at-home moms 2. Loaning money to parents 3. Prepaying property taxes 4. Emergency fund or debt repayment 5. Starting a Roth IRA 6. Small business encouragement 7. Thinking ahead for college 8. Out of college, no job 9. Apprehensive about mortgage prepayment 10. CFPA thoughts As I’ve mentioned before, my wife and I have strongly considered moving to be closer to various family members. What keeps us from doing… Read the whole article...Categories: Uncategorized Tags: Appointments, Clean House, Closets, Debt Repayment, Dishes, Emergency Fund, Encouragement, Family Members, Mortgage Prepayment, Property Taxes, Reader Mailbag, Roth Ira, Small Business, Stay At Home, Stay At Home Mom, Stay At Home Moms, Word Summaries
Reader Mailbag: Local Flavor
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing for five year goals 2. Music career crossroads 3. The price of fame 4. First steps with no credit 5. Buying a foreclosed home 6. Which retirement option is best? 7. Pet allergies and family 8. Budgeting and saving 9. Roll over or pocket? 10. Planning for a big change I love the local flavor of an area that I’ve never been to before, even in the United States. The… Read the whole article...Categories: Uncategorized Tags: Buying A Foreclosed Home, Dish, First Steps, Grocery Store, Investment Choice, Money Work, Reader Mailbag, Speculation, Spice, Vanguard Account, Word Summaries
Reader Mailbag: Impromptu Travel
What’s inside? Here are five word summaries of the questions answered inside this mailbag. Click on the number to skip straight to that question. 1. Co-signing with bad credit father 2. How many people read TSD? 3. Removing stains from cloth diapers 4. Percentage for emergency fund 5. Personal loan for adoption 6. Gloom, doom, and e-funds 7. Difficult job search 8. Frugality, clutter, and hoarding 9. Regular IRA versus Roth IRA 10. Which debt to pay first? This weekend, we went to a wedding of an old friend in the middle of Wisconsin. On the way back, Sarah says,… Read the whole article...Categories: Uncategorized Tags: Cloth Diapers, Emergency Fund, Front Seat, Frugality, Housing Market, Job Search, Mortgage Payments, New Mortgage, Old Friend, Prius, Reader Mailbag, Roth Ira, Word Summaries
Make Each Day Your Masterpiece
Categories: Uncategorized Tags: Adult, Blog, Long Time, Masterpiece, Personal Finance, Reader Mailbag, Single Day
Reader Mailbag: A Bit of Auden
“You need not see what someone is doing to know if it is his vocation, you have only to watch his eyes: a cook mixing a sauce, a surgeon making a primary incision, a clerk completing a bill of lading, wear the same rapt expression, forgetting themselves in a function. How beautiful it is, that eye-on-the-object look.” - W.H. Auden, Horae Canonicae I’m a 30 yr old professional and have saved up about $40k from living within my means sitting in my savings account (I know, I could put it to better use). I contribute about 10-15% in 401k off… Read the whole article...Categories: Uncategorized Tags: 12 Months, Assets, Dad Poor, Dividends, Index Funds, Investments, Money Work, Northern Virginia, Parable, Reader Mailbag, Rental Property, Rich Dad Poor Dad, Smartmoney
Reader Mailbag: Packing Books for Trips
My wife and I recently had a long discussion about how many books we should pack for a trip. I usually tend to read more when traveling, so I usually pack one book for every two days’ worth of a trip. So, let’s say we go on a ten day trip. That would mean five books. Does it make sense to tote that many books back and forth? Our idea is this. We each take one book with us and look to borrow stuff when we’re there. If that doesn’t work, we hit the bookstore. If we finish a book… Read the whole article...Categories: Uncategorized Tags: Bookstore, Current Position, Day Trip, Dream Job, Earning Power, Five Books, Flexible Hours, Luggage, Reader Mailbag, Stress