Best Money Tips: 7 Worthless Excuses for Not Saving

Welcome to Wise Bread’s Best Money Tips roundup. Today, we destroy all those lame excuses for not saving, help you shop for a laptop, and give you the facts behind MLM opportunities.

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Are Credit-Card Annual Fees Reason to Walk?

As more cards mull fees, a look at when it makes sense to pay up.

How Can I Pay Less For This?

How can I pay less for this? That’s a question you can ask yourself when it comes to any purchase, big or small. You can apply this question to just about anything you spend your money on. The economy is slowly improving but it never hurts to save money whenever you can; no matter what the state of the economy. ...

Guilt and Charitable Giving

Monica writes:

My biggest “financial leak” is charities. I constantly see people in need and I feel deeply guilty if I don’t help them, especially since I know I have plenty of financial resources with which to help them. The result is that I end up with less money than I expected and it’s hard to make ends meet. ...

The Love and Hate of Work

I recently had a conversation with a 66 year old woman who had retired from a fairly lucrative career, only to take on a completely surprising job as her “retirement job.”

She’s a grade school lunch lady.

Why did she choose to take on such a job? The reason was simple, she told me. Her grandchildren, her grandchildren’s friends, and ...

When to Use a Credit Card Instead of a Debit Card

There are a lot of strong feelings out there against credit cards. Plenty of folks insist that if you use credit cards, EVER, you are on the road to financial ruin. No matter how disciplined you are. It is true that credit cards have long been connected to the idea of “easy money” and instant gratification. However, when used with ...

Review: Your Money: The Missing Manual

ymtmm

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest.

J.D. from Get Rich Slowly finally has a book out. It’s entitled Your Money: The Missing Manual and it’s part of O’Reilly’s “Missing Manual” series of books, which seek to essentially provide a “manual” for areas of life (usually technical topics) that certainly could use ...

Your Take: Why Are You Frugal?

Frugality has become a very hot topic lately because of the recession. In fact, it became the topic of Chris Farrell’s The New Frugality and one that I think was overlooked for far too long. Despite my Devil’s Advocate post saying that frugality was foolish, I believe the being frugal is exceptionally important, especially if you’re young.

When you’re young, you ...

How to Die Young: Retire Early

We’ve all heard stories of guys who, after busting their hump for 40 years, kick the bucket at their retirement party or shortly thereafter. These stories scare the crap out of me and make me wonder about the idea of retirement, or on the flip side, working so hard to accomplish retirement. After all, what happens when we ...

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