You Need An Emergency Fund: Expect the Unexpected

No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when something catastrophic, like a major illness or a job loss, will happen. The reality of unexpected financial situations should be enough to help you ...

Building a Better Business

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With the effects of the global economic meltdown still being felt, budding entrepreneurs could be excused for thinking now is not the time to launch a new business initiative. But this isn’t ...

What To Do When the Tax Bill Is Due But You Don’t Have the Cash

Back in April you might have filed your federal income tax forms only to find you actually owe money to the government instead of breaking even or getting a return. It can be a trying time for anyone especially in light of the recent recession woes affecting personal finances. If you discovered that you owe money to the IRS but ...

4 Ways The New Credit Card Rules Can Benefit You

After what we’ve all been through with the recession, the good to come out of it is that many of us have vowed to stop spending foolishly using credit — and even better we seem to be sticking to that vow. Families are struggling to keep it together and pay off the bills. It hasn’t help that credit card companies ...

Dumpster-Diving 101: 6 Strategies for Success

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The idea of dumpster-diving seems to push the limits of even the most frugal among us. Visions come to mind of foraging in muck, half-disguised out of fear being spotted by a ...

Your Take: Why Are You Frugal?

Frugality has become a very hot topic lately because of the recession. In fact, it became the topic of Chris Farrell’s The New Frugality and one that I think was overlooked for far too long. Despite my Devil’s Advocate post saying that frugality was foolish, I believe the being frugal is exceptionally important, especially if you’re young.

When you’re young, you ...

Working Americans Have Almost No Retirement Savings

CNN Money reported last week that 43% of Americans have less than $10,000 in retirement savings, which is a statistic provided by the Employee Benefit Research Institute in their Retirement Confidence Survey (2010 results). If that figure isn’t scary enough, it appears that 27% of workers have less than $1,000. Both figures are increases from 2009, when 39% had less ...

Why a Strong Dollar Matters to You

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A statement we frequently hear from economic analysts is that America needs a “strong dollar.” And most of the time, the non-economically savvy segment of the population blankly nods in agreement. Lacking a deep understanding of why a strong dollar is beneficial (or even what a strong dollar means), most people nevertheless prefer ...

Mint Map: Housing Sales

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The government will tell you that we are coming out of recession and economic recovery is right around the corner. Since the mortgage meltdown could be considered the root cause of the economic downturn, it’s helpful to ...

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