Posts Tagged ‘Recession’
Those of you with kids are probably feeling the recession the hardest. In fact, many people are putting off having kids in the recession because of the "costs" involved with feeding, clothing, and gifting to a child.
Our good friend, Kimberly Palmer, understands what those who want to be financially secure may not be aware of the expenses of raising a family. She's addressed this issue (along with several other worhty topics) in her new book "Generation Earn"
In her new book, she addresses the following topics:
What should I be doing with my savings?
Should I take on freelance…
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Over the past few years we have witnessed a complete one-eighty in the way both credit card companies operate and the way consumers are using credit cards. Prior to the recession, credit card companies were practically giving away credit to anyone and everyone regardless of their ability to repay the debt. Consumers armed with easily obtained and in some cases excessive amounts of credit often made mistakes in the managing of that credit.
Photo by Gothem City via Flickr
When the recession hit, several things happened. Consumers began to fall behind on credit card payments or found themselves unable to…
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If you’re a homeowner, you know you need homeowners insurance coverage — but what do you REALLY know about it? Are you spending more than you need to or are you inadequately covered? Often, you could make a few small changes to your policy or how you put in claims to save considerable money over the course of the year. Here’s what you should know about homeowners insurance.
Photo by Woodley Wonderworks via Flickr
You Might Have More Coverage Than You Need
Many homeowners insurance policies increase your coverage amount automatically each year to adjust for inflation. Most of the…
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Flickr, Home Insurance, Homeowners Insurance, Housing Market, Inflation, Insurance Coverage, Insurance Policies, Insurance Premium, Insurance Quotes, Insurance Rates, Loyalty Doesn, Necessary Expense, REALLY, Recession, Search Tool, Small Changes, Wonderworks, Woodley Wonderworks
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The government will tell you that we are coming out of recession and economic recovery is right around the corner. Since the mortgage meltdown could be considered the root cause of the economic downturn, it’s helpful to look at the current housing market to get a sense of whether the recovery is hitting close to home. As prices have continued to drop in cities across the nation, the number of home sales has been increasing in many areas. Especially profound was the dramatic…
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One of the most universally dreaded errands throughout American history has been going to the bank. Synonymous with long lines, incompetent employees and bureaucratic nightmares, banking in person is rarely described as anything other than a necessary evil. Of course, face to face banking has become less frequent during the last decade, due to the rise of online banking. The ability to pay bills, examine account balances and transfer funds with the click of a mouse has been nothing short of a godsend…
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Account Balances, Android, Atm, Bank Of America, Blackberry, Errands, Iphone, Last Decade, Mint, Mobile Banking, Necessary Evil, New Developments, Recession
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If you’ve been following the financial news today, then you saw articles like this one from Yahoo Finance about the unemployment rate falling to 9.7%, which is a five-month low. That sounds like good news, and it could be, but when you look deeper into the numbers and throw some logic into the equation, it doesn’t make sense that the unemployment rate would fall that much. Does this mean the numbers are cooked? Are we on the road to recovery for…
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Today's article is written by guest blogger Trisha Wagner.
Does the economy have you feeling down? It takes a boat load of positive attitude to look at the current credit crunch and not feel a bit of apprehension regarding your finances. So if you find yourself worrying about what the next several months may have in store, you might find some relief by following these simple tips to help survive during a recession.
Diversify- Take this tip from top investors. Whenever the economy becomes unstable it is best to not have all your eggs in one basket. Your portfolio…
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By Lynn Truong
Last week on Patt Morrison I heard Chris Farrell talking about "The New Frugality" and the trend towards a sustainable lifestyle. (I actually called in and mentioned Wise Bread -- you can hear me on the segment.) I was stoked that he was familiar with Wise Bread (really, we're on his blog roll!). After the show, I read his new book, The New Frugality: How to Consume Less, Save More, and Live Better, and reached out to Chris about doing an interview.
I felt this topic was extremely relevant for us at Wise Bread. When we started…
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