Series: Life After Salary
In December 2010, I left the day job where I had worked since 2002 to focus on Consumerism Commentary, the blog I started in 2003, and other related projects, without distraction from a nine-to-five day job. By that time, the revenue generated by my projects significantly exceeded my day job salary — including the value of my corporate benefits — and I had put my other fears to rest. I made the jump from employed individual to full-time business owner. I’ve been chronicling my thoughts and experiences with my newfound control over my life and time in the “Life… Read the whole article...Life After Salary: One Month Without a Paycheck
About a month in the prior, I celebrated my imminent departure from my former employer with a lunch with my co-workers. They’ve been investing the prior couple of weeks attempting to get by way of the yr-finish reporting period, and from what I spend attention to, I ought to be glad I left when I did. I know, nevertheless, that I ought to have left a great deal previously. I’d adore to say that working totally for myself has been ideal, I’m totally acclimated to my new working atmosphere, and I’ve enhanced my time management abilities. Alas, none of… Read the whole article...Understanding Short Term Disability Insurance
Categories: Uncategorized Tags: Budget, Car Accident, Consumers, Flickr, Insurance, Insurance Disability, Photo, Salary, Short Term Disability, Short Term Disability Insurance, Term Disability Insurance, Term Insurance, Types Of Insurance, Types Of Insurance Policies, Waste Of Money
Does Money Really Buy Happiness?
Categories: Uncategorized Tags: Extent, Gallup World Poll, Jane Austen, Peer Group, Physical Health, Salary
The Briefcase Technique — to earn thousands of dollars
The Briefcase Method — to earn thousands of dollars 19 comments — published on February 1st, 2010 Here’s a technique I’ve utilized to earn thousands of dollars in salary and freelance negotiations. God I adore it This is just one simple example of the hrs and hrs of HD video clip in a new program I’m launching, known as “Earn Your Initial $1,000 on the Aspect.” So tonight, I’m hosting a special webcast. In the webcast, you will see… 2-three “teardowns” of people’s freelance ideas: I’ll get them on the line, evaluate their freelance company, and display them how… Read the whole article...Categories: Money Tags: Freelance Business, God, Hd, Negotiations, People, Salary, Thousands Of Dollars, Webcast
401k Contribution Limits for 2010
When it comes to 401k contribution limits, or the combined total contribution you can make per year to all of your 401(k) plans including traditional 401(k) plan and Roth 401(k) plan, there are two rules that govern the maximum contribution amount. First is the percentage of your pay that your employer allows you to contribute. For example, if you make $40,000 per year and your employer allows up to 20% of your salary to be used for 401(k) contribution, then your maximum is $8,000. Second is the legal limit allowed by the IRS as shown below. 401(k) Maximum Contribution Limits… Read the whole article...Categories: Uncategorized Tags: 401 K Contributions, 401 K Plan, 401 K Plans, 401k Contributions, Contribution Limit, Current, E Roth, Exceed, Irs, Roth 401 K, Salary
Will Replacing 401(k) Plans With Portable Pensions Fix Retirement Planning?
Over the weekend, I finally got around to reading this Time magazine article about Why It’s Time to Retire the 401(k) which has been getting some buzz. The author promotes bringing back what I call “portable pensions” to replace the employee-controlled 401(k) plan, which would guarantee say 50% of your last year’s salary for the rest of your life. Sounds nice, but how will it work, and who’ll pay for it? Take the Mr. Shively in the article, who is still working at 68. About 25 years ago, his employer dropped the pension and replaced it with a… Read the whole article...Categories: Money Tags: 401 K Plan, 401 K Plans, Buzz, Decades, Lifetime, Pensions, Rest Of Your Life, Retirement Planning, Salary