July 8th, 2010

One of the keys to financial freedom is developing a habit of saving. It sounds really basic, but many people have trouble with this, and many just don’t know how to start. Here is an overview of how you can get started with savings accounts. The article will cover types of savings accounts, how to open one, and various alternatives ...
May 9th, 2010
Most of the time, our lives function along a path of least resistance.
We give into social cues because it’s the easiest path, causing us to buy stuff we don’t need and lust after “premium” items.
We don’t rock the boat at work because that’s the easiest path, causing us to run in place with our career.
We put ...
May 8th, 2010
Of all of the parenting tactics I’ve tried, nothing has worked better at facilitating good behavior and a trusting bond like floor time. Simply getting down on the floor and playing with your children builds trust and good relationships like nothing else.
Of all of the dieting tactics I’ve tried, nothing has worked better than portion control (coupled with not ...
March 26th, 2010

Katie writes in:
I was wondering if you could do an article on how to set up an online savings account? I remember you mentioned using them and getting a high return on interest, and I think I’d like to switch my savings account over to one. What kind of benefits/penalties have you come across?
The first thing to look at is ...
March 16th, 2010
I’ve been investing in a few dividend stocks lately because savings account rates have been pretty abysmal. The prospect of earning a percent or two on my money is great for an emergency fund but lousy for anything long term.
One of the important ideas behind dividend investing is that you should reinvest the dividends if you don’t need the income. ...
March 11th, 2010
Sallie Mae, normally known for their federal and private student loans, is entering the savings account area with a high yield savings account currently offering 1.35% APY with no monthly fees and no minimums. It’s your standard online bank offering with a pretty standard savings account rates. In scanning their list of offerings, the only thing that stands out is ...
February 26th, 2010
Actions speak louder than words right? So why is the interest you earn from a savings account taxed at your marginal income tax rate while the dividend income you earn from investments is taxed at the long term capital gains rate? When we put our money in a high interest savings account, the interest we earn is taxed at 25%. ...
February 23rd, 2010
I have discovered a surefire way to drastically increase the returns you get on all of your investments, no matter what you’re investing in. If you follow this advice, I guarantee that if you have a winning investment now (even if it’s just barely in the positive), my tip will strongly improve the cash that investment puts in your ...
February 22nd, 2010

No matter how prepared you think you are for life’s emergencies, unfortunately things happen that are beyond your control. Sometimes the emergencies are minor inconveniences and sometimes, they are big headaches that cost major dollars. Usually, emergencies that require a nice chunk of change are rare, but when they happen (and they do happen), they can wreak havoc on your ...
February 16th, 2010

I transformed into my prior self a few weeks ago. The prior self that caused me to get into major credit card debt. The prior me that I don’t like anymore and try to keep hidden deep in the closet.
I’d been wanting to purchase a MacBook Pro every since my buddy got one and told me how cool it was
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