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If you’re trying to make more money, chances are you’ve heard the phrase, multiple income streams. However, there are two main types of income streams that you can use, and they are quite different. The first is known as active – and as the name implies, this is a type of income that you actually have to work for. Examples ...
This article is the ninth of a thirteen-part series that explores the core tenets of Get Rich Slowly. You want the best — for yourself, for your spouse, for your family. You want the best car, the best house, the best job, the best mutual funds, and the best savings account. You want things to be perfect. We all do. But perfection ... 
Any time that you are asking someone for starter personal finance advice, one of the first things that you are going to be told is that you need to have a savings account in your name. But why are you necessarily going to need a savings account? The purpose of this article is going to be to explore the benefits ... 
Over the past decade, an insane amount of debt has been wracked up. Household debt has significantly eaten up a slice of personal income since around the mid 90s. Here are four clues that you are carrying too much debt: Clue 1 - Your debt to income ratio is too high. Your debt to income ratio is calculated by dividing your ... Margaret writes in: I have a twenty four year old daughter who is still living at home. She went away to college, but moved back in after college while looking for a job. She’s had a good job now for two years, but has made no move at all to move out. She does give me money for ... 
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I was looking at my blog stats one day and saw that there were numerous searches from people looking for information on how to “get out of an upside down car loan” and whether or not they “should pay off my car loan”. Unfortunately, I have to say that there is no quick and easy way to do either ... 
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I haven’t updated the balance of the savings challenge in a couple of months. It’s still one of the highlights of my financial goals.
How am I funding the savings challenge?
Each month, after all of my regular monthly obligations have been covered, any leftover money (even after my regular monthly savings contributions) goes toward the savings challenge.
What’s the goal?
My ...
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Do you ever think back to how and when you started using credit? The days where if someone pulled your credit file, instead of pages and pages of accounts and inquiries, you’d only see a blank sheet of paper.
I’ll never forget how my credit history started. The year was 1995 and I was 18 years old. I’d ...For the first time in what feels like over a year, banks are actually raising some of their rates. Very slightly, but still up. Ally Bank just raised their rates on their online savings account to 1.80% APY, up from 1.75%. Their 12-month CD is also up to 2.05% APY, while ING Direct has ... |
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