Just How Safe is Your Money Right Now?
Categories: Uncategorized Tags: Annuity, Bailout, Downturn, Etfs, Fdic, Fixed Annuities, Index Funds, Insurance Companies, Sipc, Stock Market
Pay Off Debt or Invest? Think About Your Rate of Return
Andrew writes in: My girlfriend and I bought a home last year and qualify for the First Time Homebuyer Credit. When you include my share of this, I will be getting back around $4500 in my tax refund. This is a lot of money to me and I’m trying to decide what to do with it. About half will go toward an engagement ring, but I’m torn between investing the other half or paying off my $2,000 in credit card debt. I currently have a very low APR on the credit card and can pay more than the minimum each… Read the whole article...Categories: Uncategorized Tags: Advice, Credit Card Debt, Credit Debt, Girlfriend, High Interest, Interest Rate, Invest, Investment, Percentage Return, Rate Of Return, Stock Investments, Stock Market, Tax Refund, Time Homebuyer
Savings Accounts vs. CDs: Where to Keep Your Money in 2010?
If you’re a savvy investor, you most certainly have a fair bit of cash tucked away for general spending and emergencies. The stock market is a long term investment and if 2009 taught us anything, it was to not have money you need to spend in the stock market. So where do you put the money you don’t want in the stock market? There’s 3 main options to place your cash and get it FDIC insured for up to $250,000. You can put your money in a checking account where you have fast and easy access to funds. You can… Read the whole article...Categories: Uncategorized Tags: 80s, Banks, Cd Rates, Certificate Of Deposit, Certificates Of Deposit, Checking Account, Easy Access, Emergencies, Fdic, Interest Rates, Investment Account, Long Term Investment, Money Savings, Savings Account, Savings Accounts, Spending Money, Stock Market, Unemployment Rate
Lending Club Review – Peer to Peer Lending, a Solid Investment and Borrowing Alternative
Categories: Uncategorized Tags: Best Friend, Borrowers, Fixed Rate, Generations, Investments, Investor, Investors, Loans, Long Time, Maintenance Fees, New Car, Peer To Peer Lending, Personal Loan, Principal And Interest, Solid Investment, Stock Market
Early Market Optimism, Dissecting the January Effect
Categories: Uncategorized Tags: Discovery, Disparity, Economic Recovery, Grad Student, Investors, Market Performance, Origins, Percentage Points, Phenomenon, Rush, Stock Market
Top 10 Financial Blogs To Follow In 2010 By Category
Categories: Uncategorized Tags: Amp, Blogs, Early Retirement, Economy, Financial Sector, Frugality, Individual Companies, Investments, Journey, Mutual Fund, Personal Finance, Readership, Stock Market, Trades
The Great Depression: A Diary – Book Review
Categories: Money Tags: Economist, First Person, Foreclosures, Great Depression, Inflation, Many Things, Recession, Speculation, Stock Market, Unemployment
Why My Net Worth Is Now Negative Again
That’s most most lirly shocking. “WHAT DID TRENT DO?” I can presently sense the regular batch of critics in the feedback cracking their knuckles a lot much more than this one. Really, the alter is pretty easy. I produced the option to stop counting the worth of my home as an asset in my net truly worth calculations. I also did the precise exact same with our automobiles. Let’s back once more up a bit. I’m a big believer that calculating your net truly worth - which is your complete home minus your complete debts - is the best way… Read the whole article...Categories: Money Tags: Assets, Automobiles, Believer, Debts, Financial Progress, Personal Finance, Spreadsheet, Stock Market