Posts Tagged ‘Target’

Target Retirement Funds Increasing International Exposure

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The January 2010 issue of SmartMoney magazine had a nice little article Target-Date Funds Retool — Again about how those all-in-one Target Retirement funds that nearly all 401k plans have now are almost all increasing the percentage of stocks that are international. They all say this not performance-chasing, but at the very least it’s sentiment-chasing. People just aren’t all that confident in an predominantly-US portfolio anymore. I like the quote “Were you wrong before, or are you wrong now?”. In any case, the online version left out my favorite part of the handy graphic, so I scanned it in… Read the whole article...

Be the first to comment - What do you think?  Posted by Robert Wilkinson - February 2, 2011 at 8:04 pm

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Telemarketer Revenge

I've had it and I'm fed up. For the past two weeks, I've had this telemarketing company calling me anywhere from 10-15 times a day (no joke) on my cell phone. It started a few weeks ago when I got a call from an unknown number and I answered it. It was a gentleman with a thick Indian accent asking me if I knew (????). I said yes, I know (???), he is my uncle. They then started about they would like to offer him a free $50 Target gift card for trying some service free for 30 days. I… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - April 23, 2010 at 2:20 pm

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TIPS for Beating Inflation

Share This Want to hear a crazy story? I know a guy whose entire retirement portfolio is invested in US treasury bonds. The conventional wisdom on retirement savings says that to make the biggest gains and beat inflation, you should hold stocks approximately equal to 100 percent minus your age. But most lifecycle retirement funds—the typical default investment for a 401(k)—are even more aggressive than that. Vanguard’s Target Retirement 2010 Fund, for example, is for people retiring in 2008-2012, and it holds more than… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - February 23, 2010 at 2:20 pm

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Review: One Year to an Organized Financial Life

Every other Sunday, The Simple Dollar reviews a personal finance book. The title of this book pretty much sums it up. One Year to an Organized Financial Life by Regina Leeds basically lays out a week-by-week plan for getting your financial house in order. The book is divided into twelve chapters (months), each containing four subsections (weeks in a month), and each of those sections details how to take control of a specific aspect of financial life. The end result is something that feels very much like a detailed plan to follow. Personally, such a plan gives me mixed feelings… Read the whole article...

1 comment - What do you think?  Posted by Robert Wilkinson - January 25, 2010 at 8:20 am

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